39 Derby St, Somerville, MA, 02145
About This Home
LOCATION LOCATION LOCATION! Opportunity awaits in one of the most desirable, sought-after & rarely available streets of Somerville! While this generous 2 family home - 6-bedroom property is ready for cosmetic updates, Spacious rooms and a picturesque setting provide the perfect canvas for renovation and customization. Whether you're a homeowner seeking to build equity or an investor looking for your next project, this property presents a rare opportunity to transform a well located home to a stunning showpiece. The second-floor unit has 4 bedrooms, spacious kitchen and bathroom & the first floor has 2 bedrooms, kitchen and a bathroom, large basement, 2 amazing patios, private parking for 6-7 cars. 2 Gas hot water heaters, 2 Oil Furnaces w/ Forced Hot Air Heating, 2 Separate Electric meters with 100 amps. Laundry in the basement. unparalleled convenience with easy access to I-93 and the Green/Orange line, Short walk to Foss Park, Sullivan T- station, Gilman Square and Assembly Row!
Getting Around
Very Walkable
Excellent Transit
Very BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
Type & Style
- Home type: MultiFamily
- Property subType: 2 Family - 2 Units Up/Down
Interior
Basement
- Has basement: Yes
- Basement: Full,Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 3
- Full bathrooms: 3
Features
- Window features: Insulated Windows
- Finished area below ground: 1,000
- Finished area above ground: 2,426
Interior Area
- Total structure area: 3,426
- Total interior livable area: 3,426 sqft
Property
Details
- Parcel number: 757533
- Zoning: NR
Lot
- Lot size: 3,750 sqft
- Features: Corner Lot
Parking
- Total spaces: 8
- Uncovered spaces: 8
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,067 | $72,804 |
| Home Insurance * | $270 | $3,240 |
| Property Taxes | $1,074 | $12,888 |
| Electricity | $675 | $8,107 |
| Total | $8,086 | $97,032 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-04 | Listed for sale | $1,200,000 |
| 2025-11-08 | Listing removed | -- |
| 2025-08-10 | Listed for sale | $2,500,000 |
| 2023-12-10 | Listing removed | $1,700,000 |
| 2023-04-17 | Listed for sale | $1,700,000 |
| 2008-09-10 | Sold | $345,000 |
| 2008-06-05 | Listing removed | $339,900 |
| 2008-05-24 | Listed for sale | $339,900 |
| 2005-11-04 | Sold | $580,000 |
For Sale by Agent
View on Zillow