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28 Washington St, Stoneham, MA, 02180

6beds
4baths
2,970sqft
$1,069,000
$360price/sqft
$7,137/moest. monthly cost
$285,480/yrincome needed

About This Home

Great condo conversion or owner-occupant opportunity with strong income potential. Live in one unit while the other helps offset your mortgage, or explore expansion potential. Located near downtown Stoneham, shops, schools, restaurants, parks, public transportation, the Tri-Community Greenway, and quick access to I-93. This oversized two-family offers 6 bedrooms and 3.5 bathrooms across ~2,970 sq ft. First-floor unit features updated cabinets, quartz countertops, stainless steel appliances, and 1.5 baths with newer washer/dryer, fridge, and dishwasher. Second-floor unit offers 3 beds, 2 baths, and in-unit laundry. Both units currently rented for $6,500+/month with potential to increase. Abundance of off-street parking, separately metered utilities, and newer water heaters make this a turn-key investment.

Getting Around

74
WalkingVery Walkable
22
TransitMinimal Transit
60
BikeBikeable

Schools

5/10
Stoneham Middle SchoolGrades 5-80.3 mi
7/10
Stoneham High SchoolGrades 9-120.8 mi
8/10
South Elementary SchoolGrades PK-40.8 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Concrete Perimeter,Irregular

Type & Style

  • Home type: MultiFamily
  • Property subType: 2 Family - 2 Units Up/Down

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave,Refrigerator,Washer,Dryer
  • Laundry features: Washer & Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Interior Entry,Concrete

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Finished area above ground: 2,970

Heating

  • Heating features: Natural Gas

Interior Area

  • Total structure area: 2,970
  • Total interior livable area: 2,970 sqft

Property

Details

  • Parcel number: 769723
  • Zoning: RB

Features

  • Exterior features: Garden

Lot

  • Lot size: 9,518 sqft

Parking

  • Total spaces: 8
  • Parking features: Paved Drive,Off Street,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,405$64,860
Home Insurance *$254$3,048
Property Taxes $893$10,716
Electricity $585$7,027
Total$7,137$85,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$244,697/yr
40% on housing$214,110/yr
45% on housing$190,320/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$360This listing

vs Other Active Listings

Avg $/sqft

ZIP 02180$334
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02180$454
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Listed for sale$1,099,000
2023-12-15Sold$910,000
2023-10-30Contingent$949,000
2023-10-16Listed for sale$949,000
2023-09-18Listing removed$999,000
2023-08-30Price change$999,000
2023-08-23Price change$1,050,000
2023-07-18Listed for sale$1,100,000
2023-07-12Contingent$999,000
2023-07-05Listed for sale$999,000
2021-01-08Sold$755,000
2020-11-06Pending sale$824,000
2020-10-26Listed for sale$824,000
2000-06-30Sold$317,000
1993-04-29Sold$121,000
1991-03-22Sold$83,000

For Sale by Agent

AgentAdam Cutter
BrokerageMassachusetts Bay Realty Advisors, LLC

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