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48 Madequecham Valley Rd, Nantucket, MA, 02554

2beds
2baths
1,136sqft
$2,995,000
$2,636price/sqft
$18,453/moest. monthly cost
$738,120/yrincome needed

About This Home

Discover this charming single-story cottage offering spectacular views of the Atlantic Ocean and direct beach access. Designed for comfortable and effortless living, featuring spacious living areas with soaring vaulted ceilings that enhance the sense of space and light. Large doors open onto an expansive deck, providing an ideal setting for relaxing and entertaining while overlooking the pristine beach. Two bedrooms and 1.5 baths. Wake up to the sounds of the waves and enjoy stunning sunsets and sunrises from the comfort of this special home.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

--
6/10
5/10
Nantucket High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stove: KitchenAid,Washer: GE

Basement

  • Has basement: Yes
  • Basement: Crawl space.

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ins,OSh,Floor 1: Large open living space with vaulted ceilings and doors to large deck overlooking the Atlantic Ocean. Kitchen with dining island and separate dining area. Primary bedroom has a powder room and overlooks the moors and the ocean,guest bedroom has a pull-down ceiling stair to attic storage,linen closet,full bath with tub/shower and stacked washer/dryer. Attached shed for storage.
  • Flooring: Pine,linoleum
  • Fireplace features: 0

Heating

  • Heating features: Electric

Interior Area

  • Total structure area: 1,136
  • Total interior livable area: 1,136 sqft

Property

Details

  • Parcel number: 76
  • Zoning: LUG3

Features

  • Exterior features: Deck
  • Has view: Yes
  • View description: Ocean,Pasture
  • Has water view: Yes
  • Water view: Ocean
  • Frontage type: None

Lot

  • Lot size: 0.69 Acres
  • Features: License With The Town Of Nantucket For Access To Fence And Landscaping. Septic System Is 4 Bedrooms. Seller Connected To Town Water In 2025.,Yes,Nice Yard

Parking

  • Parking features: Yes,ample parking in driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,144$181,728
Home Insurance *$2,143$25,716
Property Taxes $812$9,744
Electricity $354$4,259
Total$18,453$221,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$632,674/yr
40% on housing$553,590/yr
45% on housing$492,080/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 29.1%
29.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,636This listing

vs Other Active Listings

Avg $/sqft

ZIP 02554$1,611
Nantucket County$1,611

vs Homes Sold Last Month

Median $/sqft

ZIP 02554—
Nantucket County$729

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-10Listed for sale$2,995,000
1996-10-04Sold$480,000
1987-09-03Sold$280,000

For Sale by Agent

AgentPenny Dey
BrokerageAtlantic East Nantucket Real Estate

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