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1 Arlington St, Nantucket, MA, 02554

1beds
1baths
882sqft
$1,645,000
$1,865price/sqft
$10,295/moest. monthly cost
$411,800/yrincome needed

About This Home

A rare value on Nantucket with a $50,000 SEPTIC CREDIT AT CLOSING. Both a summer cottage and a year-round home, this property can be further developed with another dwelling. The cottage can remain as a secondary dwelling or redevelop here as you wish. As an undersized Lot of Record in LUG3, the lot can support 1,500 sqft on the ground with 10' side & rear setbacks. The existing four-bedroom septic system will require a regulatory upgrade upon any expansion or new construction.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

--
6/10
5/10
Nantucket High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 1991

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stove: Yes,Washer: Yes

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ins,OSh,Floor 1: Open floor plan with living,kitchen and dining area. Side door to the yard. Full bath (t/s).,Floor 2: Bedroom and spacious landing effectively set up for sleeping with twin beds.
  • Flooring: Wood

Heating

  • Heating features: Electric

Interior Area

  • Total structure area: 882
  • Total interior livable area: 882 sqft

Property

Details

  • Parcel number: 191
  • Zoning: LUG3

Features

  • Has view: Yes
  • View description: None,Pasture
  • Frontage type: None

Lot

  • Lot size: 8,585 sqft
  • Features: Yes

Parking

  • Parking features: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,318$99,816
Home Insurance *$1,177$14,124
Property Taxes $446$5,352
Electricity $354$4,259
Total$10,295$123,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$352,971/yr
40% on housing$308,850/yr
45% on housing$274,533/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 29.1%
29.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,865This listing

vs Other Active Listings

Avg $/sqft

ZIP 02554$1,633
Nantucket County$1,633

vs Homes Sold Last Month

Median $/sqft

ZIP 02554—
Nantucket County$729

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$1,561,000
2026-07-27Price change$1,645,000
2026-06-29Price change$1,650,000
2026-05-22Listed for sale$1,750,000
2021-12-30Sold$970,500
2021-12-29Pending sale$1,195,000
2021-11-12Price change$1,195,000
2021-10-26Listed for sale$1,295,000
2014-10-24Sold$585,000

For Sale by Agent

AgentCarolyn Durand
BrokerageLee Real Estate

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