3 Fayette St, Nantucket, MA, 02554
About This Home
A quintessential rose-covered cottage just three blocks from the heart of Downtown, a half block to the beach, and one block to the Town Pier. This charming retreat blends modern, colorful interiors with touches of the island’s maritime heritage, creating a romantic and welcoming escape. The open living, kitchen, and dining area features curated furnishings, unique décor, and a cozy, inviting feel. A separate bedroom overlooks a private hydrangea garden, while French doors from the living room open to a deck and peaceful outdoor space, perfect for relaxing after a day at the beach or in town. Additional features include private off-street parking, a renovated bath with tub and shower, an air purifier, and easy storage for bikes and beach gear. The cottage is also just two blocks from the Town transportation center and offers close proximity to Main Street, restaurants, cafés, shops, museums, theaters, the docks, harbor, beaches, Hy-Line Ferry, Steamship ferry terminals, and Nantucket’s dinghy dock, offering convenient access to boating and downtown amenities. The property is serviced by Town water and sewer and offers potential for expansion.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1984
Materials
- Foundation: Piers
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Stove: Yes,Washer: Yes
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 1
Features
- Floor 1: The first floor of this charming cottage beautifully reflects Nantucket’s maritime and whaling history while offering a warm and inviting atmosphere. Wood floors run throughout the open-concept kitchen,living,and dining area,where cathedral ceilings create an airy sense of space and views extend to the private hydrangea and rose garden. The primary bedroom features direct exterior access through a windowed door,offering a seamless connection to the garden and outdoor living areas. A full bath with a tub and shower completes this thoughtfully designed level.
- Flooring: Wood
Heating
- Heating features: GFHA
Interior Area
- Total structure area: 500
- Total interior livable area: 500 sqft
Property
Details
- Parcel number: 331
- Zoning: ROH
Features
- Exterior features: Garden,Deck
- Has view: Yes
- View description: None,Res
- Frontage type: None
Lot
- Lot size: 1,742 sqft
- Features: Variance From The Nantucket Zba (B228,P158),Parking Easement As Shown On Plan (B23,P47),Yes
Parking
- Parking features: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Inland Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,430 | $113,160 |
| Home Insurance * | $1,334 | $16,008 |
| Property Taxes | $505 | $6,060 |
| Electricity | $354 | $4,259 |
| Total | $11,623 | $139,476 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Listed for sale | $1,865,000 |
| 2010-08-23 | Sold | $475,000 |
| 2006-11-03 | Sold | $770,000 |
| 2001-01-19 | Sold | $385,000 |
| 1999-01-11 | Sold | $269,000 |
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