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43 Northern Spy Rd, Franklin, MA, 02038

4beds
3baths
4,043sqft
$1,350,000
$334price/sqft
$9,292/moest. monthly cost
$371,680/yrincome needed

About This Home

Welcome to this exceptional luxury home in the highly sought-after Cooks Farm neighborhood, where timeless elegance meets modern comfort. The heart of the home is a stunning gourmet kitchen featuring an expansive center island, quartz countertops, stainless steel appliances, and an open design that flows seamlessly into the sunny dining area and oversized great room with a beautiful fireplace - perfect for everyday living and entertaining. Generously sized bedrooms provide comfortable retreats, including a luxurious primary suite with walk-in closet. Finished basement with built-ins provides bonus space for media room, fitness center, game room, etc. Set on a private, level lot, the outdoor space offers endless possibilities. Extensive updates completed within the last year include new windows, exterior deck doors, electric blinds in the primary suite & great room, toilets, reverse osmosis water, water heater, well tank, and well pump, making this remarkable home truly move-in ready!

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
ParmenterGrades K-51.0 mi
7/10
Remington Middle SchoolGrades 6-82.5 mi
9/10
Franklin High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Oven,Dishwasher,Disposal,Microwave,Range,Refrigerator,Freezer,Washer,Dryer,Plumbed For Ice Maker
  • Laundry features: Flooring - Stone/Ceramic Tile,Electric Dryer Hookup,Washer Hookup,Second Floor

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Radon Remediation System

Bathroom1

  • Features: Bathroom - Half, Countertops - Stone/Granite/Solid
  • Level: First

Bathroom2

  • Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile
  • Level: Second

Bathroom3

  • Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - With Shower Stall, Flooring - Stone/Ceramic Tile, Jacuzzi / Whirlpool Soaking Tub, Recessed Lighting
  • Level: Second

Bedroom2

  • Features: Flooring - Wall to Wall Carpet
  • Level: Second

Bedroom3

  • Features: Flooring - Wall to Wall Carpet, Window(s) - Bay/Bow/Box, Recessed Lighting
  • Level: Second

Bedroom4

  • Features: Flooring - Wall to Wall Carpet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood
  • Level: First

Family Room

  • Features: Ceiling Fan(s), Vaulted Ceiling(s), Flooring - Hardwood, Open Floorplan, Recessed Lighting
  • Level: First

Features

  • Recessed Lighting,Office,Media Room,Bonus Room
  • Window features: Bay/Bow/Box
  • Flooring: Flooring - Hardwood,Flooring - Wall to Wall Carpet
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 668
  • Finished area above ground: 3,375

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,043
  • Total interior livable area: 4,043 sqft

Kitchen

  • Features: Flooring - Hardwood, Dining Area, Balcony / Deck, Pantry, Countertops - Stone/Granite/Solid, Kitchen Island, Wet Bar, Exterior Access, Open Floorplan, Recessed Lighting, Stainless Steel Appliances
  • Level: First

Living Room

  • Features: Flooring - Hardwood
  • Level: First

Master Bedroom

  • Features: Bathroom - Full, Ceiling Fan(s), Walk-In Closet(s), Flooring - Wall to Wall Carpet, Recessed Lighting
  • Level: Second

Office

  • Features: Flooring - Hardwood, Window(s) - Bay/Bow/Box
  • Level: First

Property

Details

  • Parcel number: M:0299 B:0030 L:0000,89067
  • Zoning: RES

Features

  • Patio & porch: Deck
  • Exterior features: Deck,Storage,Professional Landscaping,Sprinkler System

Lot

  • Lot size: 0.92 Acres
  • Features: Wooded,Easements

Parking

  • Total spaces: 9
  • Parking features: Attached,Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 7

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,826$81,912
Home Insurance *$372$4,464
Property Taxes $1,297$15,564
Electricity $797$9,567
Total$9,292$111,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$318,582/yr
40% on housing$278,760/yr
45% on housing$247,786/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$334This listing

vs Other Active Listings

Avg $/sqft

ZIP 02038$314
Norfolk County$448

vs Homes Sold Last Month

Median $/sqft

ZIP 02038$347
Norfolk County$427

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-14Listed for sale$1,350,000
2025-05-01Sold$1,275,000
2025-02-11Contingent$1,250,000
2025-02-04Listed for sale$1,250,000
2022-05-26Sold$985,000
2022-03-31Contingent$975,000
2022-03-21Listed for sale$975,000
1998-12-16Sold$425,000

For Sale by Agent

AgentThe Arienti Group
BrokerageREMAX Executive Realty

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