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68 Chestnut St, Franklin, MA, 02038

3beds
1baths
1,535sqft
$449,900
$293price/sqft
$3,184/moest. monthly cost
$127,360/yrincome needed

About This Home

Welcome to this adorable Franklin cape located in one of the most convenient areas of town. Walking through the front door, you enter a timeless way of living. The first floor hosts 3 bdrms, an open-concept living/dining area, eat-in kitchen, and a galley with a refrig. & kitchen sink, which leads into an office/family room with access to the backyard. Heading to the 2nd floor on the steep stairs are two bonus rooms with wood floors; one room has eave storage, and both have knotty pine ceilings. The flat backyard is enclosed by fencing on 2 sides, features mature grapevines, and offers ample room for entertaining. Having been owned by the same family for more than 70 years, this treasure holds many memories and lots of love and is waiting for its next owners. Recent updates: vinyl siding 2019, FHA furnace 2023, and oil tank 2024. Estate Sale. Sold As-is. Buyers responsible for replacing the hot water tank. Sellers and Sellers' agent make no representations or warranties for any part of the property.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

8/10
ParmenterGrades K-50.8 mi
8/10
9/10
Franklin High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1924

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Range,Refrigerator
  • Laundry features: In Basement,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Bulkhead,Dirt Floor,Concrete,Unfinished

Bathroom1

  • Level: First
  • Area: 42.777777777

Bedroom2

  • Level: First
  • Area: 78

Bedroom3

  • Level: First
  • Area: 76.208333333

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Flooring - Wood
  • Level: First
  • Area: 184.5

Family Room

  • Features: Flooring - Vinyl, Exterior Access
  • Level: First
  • Area: 83.784722222

Features

  • Recessed Lighting,Bonus Room
  • Flooring: Wood,Tile,Flooring - Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,535

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 1,535
  • Total interior livable area: 1,535 sqft

Kitchen

  • Features: Bathroom - Full, Flooring - Stone/Ceramic Tile, Exterior Access
  • Level: First
  • Area: 190.930555555

Living Room

  • Features: Flooring - Wood, Exterior Access, Open Floorplan
  • Level: First
  • Area: 185.625

Master Bedroom

  • Level: First
  • Area: 135.208333333

Property

Details

  • Parcel number: 90607
  • Zoning: FV101
  • Exclusions: All Personal Property.

Lot

  • Lot size: 8,459 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Off Street,Stone/Gravel,Unpaved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$124$1,488
Property Taxes $432$5,184
Electricity $354$4,259
Total$3,184$38,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,165/yr
40% on housing$95,520/yr
45% on housing$84,906/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$293This listing

vs Other Active Listings

Avg $/sqft

ZIP 02038$317
Norfolk County$448

vs Homes Sold Last Month

Median $/sqft

ZIP 02038$347
Norfolk County$427

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$449,900
2026-07-08Listed for sale$499,900

For Sale by Agent

AgentLisa Biggar
BrokerageLAER Realty Partners

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