20 Bell St, Quincy, MA, 02169
About This Home
Presenting an exceptional opportunity at 20 Bell St, Quincy, MA, United States, where the sea is endless, but not in flood zone. This distinguished single-family residence, constructed in 1914, offers 2550 square feet of meticulously designed living space, embodying a unique blend of historical charm and contemporary potential. The residence encompasses four thoughtfully appointed bedrooms, providing ample private accommodations. Complementing these are two full bathrooms, each designed to facilitate comfort and daily routines. Set on a generous 4500-square-foot lot, this property offers significant outdoor space for various recreational or landscaping endeavors. Additional features are an updated kitchen with marble flooring and backsplash, nice hardwood floors, stainless appliances, gas heating, updated electrical wiring and panel, newer furnace and water tank, a nice, huge composite deck in the backyard with room for a pool or fresh new lawn. There are infinite possibilities!
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1914
Materials
- Foundation: Block,Stone
- Roof: Shingle
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
- Laundry features: First Floor
Basement
- Has basement: Yes
- Basement: Full
Bathroom1
- Level: First
Bathroom2
- Level: Second
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedroom4
- Level: Third
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area above ground: 2,550
Heating & Cooling
- Heating features: Baseboard,Natural Gas
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 2,550
- Total interior livable area: 2,550 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: Second
Property
Details
- Parcel number: M:1011 B:0006 L:0006,171085
- Zoning: RESA
Features
- Patio & porch: Porch - Enclosed,Deck - Composite,Patio
- Exterior features: Porch - Enclosed,Deck - Composite,Patio
- Has view: Yes
- View description: Water,Ocean
- Has water view: Yes
- Water view: Ocean,Water
- Waterfront features: Ocean,0 to 1/10 Mile To Beach,Beach Ownership(Public)
Lot
- Lot size: 4,500 sqft
- Features: Cleared,Level
Parking
- Total spaces: 3
- Parking features: Paved Drive,Off Street,Driveway
- Has uncovered spaces: Yes
- Uncovered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,550 | $54,600 |
| Home Insurance * | $245 | $2,940 |
| Property Taxes | $855 | $10,260 |
| Electricity | $502 | $6,034 |
| Total | $6,152 | $73,824 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-09 | Listed for sale | $899,999 |
| 2022-12-21 | Sold | $600,000 |
| 2022-10-20 | Listed for sale | $620,000 |
| 2002-12-13 | Sold | $225,000 |
| 1997-02-28 | Sold | $125,000 |
| 1992-05-15 | Sold | $62,900 |
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