See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

165 Whitwell St, Quincy, MA, 02169

3beds
2baths
2,219sqft
$925,000
$417price/sqft
$6,256/moest. monthly cost
$250,240/yrincome needed

About This Home

Beautifully maintained two-family home ideally located near Quincy Center T, shopping, dining, and everyday conveniences. The first-floor unit offers 4 rooms with a spacious eat-in kitchen, while the second unit spans the second and third floors with 7 rooms, including two additional rooms in the finished attic space. Both units feature well-designed layouts, generously sized rooms, eat-in kitchens with stainless steel appliances, ample cabinetry, and gas cooking. Enjoy outdoor living with a front porch and separate rear decks for each unit. Highlights include gleaming hardwood floors, vinyl siding, a large basement with laundry, and a desirable walk-out lower level. Parking is plentiful with a detached 2-car garage and a paved driveway accommodating up to 3 additional tandem spaces. An excellent opportunity for investors or owner-occupants—don’t miss this one!

Getting Around

63
WalkingSomewhat Walkable
68
TransitGood Transit
31
BikeSomewhat Bikeable

Schools

8/10
Central Middle SchoolGrades 6-80.8 mi
5/10
Quincy High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1897

Materials

  • Foundation: Granite
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Wood
  • Finished area above ground: 2,219

Interior Area

  • Total structure area: 2,219
  • Total interior livable area: 2,219 sqft

Property

Details

  • Parcel number: M:1184 B:10 L:16,176390
  • Zoning: RESB

Lot

  • Lot size: 5,000 sqft

Parking

  • Total spaces: 6
  • Parking features: Paved Drive,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,677$56,124
Home Insurance *$251$3,012
Property Taxes $891$10,692
Electricity $437$5,250
Total$6,256$75,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$214,491/yr
40% on housing$187,680/yr
45% on housing$166,826/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$417This listing

vs Other Active Listings

Avg $/sqft

ZIP 02169$376
Norfolk County$448

vs Homes Sold Last Month

Median $/sqft

ZIP 02169$411
Norfolk County$427

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Price change$925,000
2026-03-23Listed for sale$975,000
2016-04-06Listing removed$1,950
2016-03-04Price change$2,100
2016-02-17Listed for rent$1,700
2015-07-06Sold$355,000

For Sale by Agent

AgentDerek Wong
BrokerageV & E Realty

Similar Homes