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168 Main St, Quincy, MA, 02169

3beds
1baths
912sqft
$899,000
$986price/sqft
$5,997/moest. monthly cost
$239,880/yrincome needed

About This Home

Rare end-user or development opportunity on a huge bell-shaped lot in a desirable Quincy location. The property features a well-maintained ranch-style 3BR/1BA home with a walk-out, high-ceiling semi-finished basement not included in living area. Long-term tenants have maintained the home with care, offering flexibility for end-users to move in and update over time. A fully fenced yard and 3-car garage provide immediate utility, with strong expansion and future ADU potential. The wide, private rear portion of the lot allows for flexible site planning and separation between structures. City feedback suggests feasibility for a four to five unit project based on zoning and neighborhood precedent (buyer to verify). Positioned in a rapidly evolving Quincy corridor with strong development precedent including nearby 97 Sumner St. Future retail additions include planned Trader Joe’s (2027). Rare flexibility for multiple exit strategies. Sold AS IS.

Getting Around

69
WalkingSomewhat Walkable
45
TransitSome Transit
56
BikeBikeable

Schools

5/10
Point Webster Middle SchoolGrades PK,5-80.2 mi
5/10
Quincy High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 912

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 912
  • Total interior livable area: 912 sqft

Property

Details

  • Parcel number: 178640
  • Zoning: RB
  • Foundation area: 912

Features

  • Patio & porch: Deck
  • Exterior features: Deck,Fenced Yard
  • Fencing: Fenced/Enclosed,Fenced

Lot

  • Lot size: 0.36 Acres
  • Features: Level

Parking

  • Total spaces: 6
  • Parking features: Detached,Paved Drive,Off Street
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$244$2,928
Property Taxes $854$10,248
Electricity $354$4,259
Total$5,997$71,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$205,611/yr
40% on housing$179,910/yr
45% on housing$159,920/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$986This listing

vs Other Active Listings

Avg $/sqft

ZIP 02169$375
Norfolk County$448

vs Homes Sold Last Month

Median $/sqft

ZIP 02169$411
Norfolk County$427

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$899,000
2015-01-21Sold$370,000
2002-09-19Sold$282,000
1997-09-15Sold$124,000

For Sale by Agent

AgentHua Wang
BrokerageColdwell Banker Realty - Brookline

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