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9 Germain Ave, Quincy, MA, 02169

4beds
2baths
2,150sqft
$979,900
$456price/sqft
$6,587/moest. monthly cost
$263,480/yrincome needed

About This Home

Well-maintained two-family investment opportunity in Quincy offering flexibility for both investors and owner-occupants. Built in 1929, this property features approximately 2,150 square feet of living space with a total of six bedrooms and two full bathrooms. Each unit offers an updated kitchen with stainless steel appliances, ample cabinet space, and durable flooring, while the bedrooms feature hardwood floors and the bathrooms are finished with tile. The first-floor heating system was replaced in 2019.The property is separately metered for gas and water and includes two gas meters, two oil tanks, separate heating systems, and a sump pump in the basement. A private backyard and welcoming front porch provide additional outdoor living space. Currently configured with additional bedrooms by utilizing former living room areas, creating strong rental potential. Conveniently located near public transportation, shopping, restaurants, major highways, and all that Quincy has to offer.

Getting Around

78
WalkingVery Walkable
38
TransitSome Transit
50
BikeBikeable

Schools

5/10
5/10
Quincy High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1929

Materials

  • Foundation: Granite
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: 2 Family - 2 Units Up/Down

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Door features: Insulated Doors
  • Window features: Insulated Windows
  • Flooring: Wood,Tile,Vinyl
  • Finished area above ground: 2,150

Interior Area

  • Total structure area: 2,150
  • Total interior livable area: 2,150 sqft

Property

Details

  • Parcel number: M:2063 B:0035 L:0186,178989
  • Zoning: RESB
  • Foundation area: 1066

Features

  • Patio & porch: Porch,Deck,Patio
  • Waterfront features: Harbor,1/2 to 1 Mile To Beach,Beach Ownership(Public)

Lot

  • Lot size: 6,000 sqft

Parking

  • Total spaces: 5
  • Parking features: Paved Drive,Off Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,954$59,448
Home Insurance *$266$3,192
Property Taxes $944$11,328
Electricity $423$5,087
Total$6,587$79,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$225,840/yr
40% on housing$197,610/yr
45% on housing$175,653/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$456This listing

vs Other Active Listings

Avg $/sqft

ZIP 02169$376
Norfolk County$448

vs Homes Sold Last Month

Median $/sqft

ZIP 02169$411
Norfolk County$427

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Pending sale$979,900
2026-07-22Listed for sale$979,900
2022-10-02Listing removed$927,900
2022-09-12Listed for sale$927,900
2022-09-01Listing removed$947,900
2022-08-02Price change$947,900
2022-07-09Price change$948,900
2022-06-23Listed for sale$949,900
2019-11-08Sold$720,000
2019-10-18Listed for sale$699,900
2019-09-04Listing removed$699,900
2019-08-21Pending sale$699,900
2019-08-08Listed for sale$699,900
2005-07-26Sold$229,039

For Sale by Agent

AgentRyan Miranda
BrokerageNixon Realty Inc.

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