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94 Town Hill St, Quincy, MA, 02169

3beds
2baths
1,370sqft
$699,000
$510price/sqft
$4,742/moest. monthly cost
$189,680/yrincome needed

About This Home

Welcome to 94 Town Hill Street, where classic New England charm meets an unbeatable Quincy location. This inviting home offers convenient access to Quincy Center, public transportation, shopping, restaurants, parks, and the beautiful beaches along Quincy Shore Drive. Inside, you'll find a warm and welcoming layout filled with natural light, comfortable living spaces, and plenty of opportunity to make the home your own. Whether you're relaxing at home, entertaining guests, or working remotely in the first floor office, the functional floor plan provides flexibility for a variety of lifestyles. Outside, enjoy a private yard perfect for summer gatherings, gardening, or simply unwinding after a long day. Commuters will appreciate the easy access to Route 3A, I-93, and the MBTA Red Line, making travel into Boston and the surrounding areas a breeze.

Getting Around

73
WalkingVery Walkable
42
TransitSome Transit
25
BikeSomewhat Bikeable

Schools

6/10
5/10
Quincy High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Home Office
  • Flooring: Wood,Tile
  • Finished area above ground: 1,370

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,370
  • Total interior livable area: 1,370 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Office

  • Level: First

Property

Details

  • Parcel number: M:4023 B:0006 L:0012,182812
  • Zoning: RESB
  • Exclusions: Personal Property,Some Light Fixtures

Features

  • Patio & porch: Porch,Deck - Wood
  • Exterior features: Porch,Deck - Wood
  • Waterfront features: 1 to 2 Mile To Beach,Beach Ownership(Public)

Lot

  • Lot size: 6,542 sqft

Parking

  • Total spaces: 2
  • Parking features: Paved Drive,Shared Driveway,Off Street,Tandem,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$190$2,280
Property Taxes $664$7,968
Electricity $354$4,259
Total$4,742$56,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,582/yr
40% on housing$142,260/yr
45% on housing$126,453/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$510This listing

vs Other Active Listings

Avg $/sqft

ZIP 02169$377
Norfolk County$448

vs Homes Sold Last Month

Median $/sqft

ZIP 02169$411
Norfolk County$427

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$699,000
2012-10-12Sold$255,000
2012-08-17Price change$259,900
2012-07-07Price change$279,900
2012-05-14Listed for sale$289,000
2008-06-05Listing removed$299,900
2008-05-24Listed for sale$299,900
2004-06-04Sold$295,000

For Sale by Agent

AgentJacob Sloane
BrokerageColdwell Banker Realty - Belmont

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