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40 Woodbine St, Quincy, MA, 02170

7beds
2baths
2,262sqft
$1,189,000
$526price/sqft
$7,905/moest. monthly cost
$316,200/yrincome needed

About This Home

Location! Location! Location! Just steps to Wollaston T Station! Beautifully maintained two-family home in a prime location close to shopping, dining, schools, and everyday conveniences. An outstanding opportunity for both owner-occupants and investors.The first-floor unit offers 5 rooms, including 3 bedrooms and a spacious eat-in kitchen. The second-floor unit features 6 rooms, including 4 bedrooms, with an open-concept kitchen, dining area, and living room, creating a bright and inviting living space. The walk-up attic provides additional storage with potential for future expansion.Both units feature well-designed layouts with generously sized rooms, eat-in kitchens, granite countertops, ample cabinetry, and gas cooking. Enjoy outdoor living with a welcoming front porch and a private deck for the second-floor unit. Additional highlights include newer stainless steel refrigerator in one of the units, beautiful flooring, ceramic tile floors, vinyl siding, a large basement with laundry, and an easy walk-out lower level with direct access from the driveway.Parking is exceptional with a huge double-width paved driveway accommodating up to six vehicles, plus an additional paved side driveway on the left providing even more parking.A rare opportunity to own a well-maintained two-family home in one of Quincy's most convenient commuter locations. Whether you're looking for an owner-occupied property or a solid investment opportunity, your search ends here! First Open House Sunday, 12:00 PM–2:00 PM.

Getting Around

82
WalkingVery Walkable
61
TransitGood Transit
53
BikeBikeable

Schools

9/10
Wollaston SchoolGrades K-50.4 mi
8/10
Atlantic Middle SchoolGrades 6-80.8 mi
8/10
North Quincy High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Granite
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 2,262

Interior Area

  • Total structure area: 2,262
  • Total interior livable area: 2,262 sqft

Property

Details

  • Parcel number: M:5093A B:0006 L:0017,187894
  • Zoning: BUSC

Features

  • Patio & porch: Porch,Deck
  • Waterfront features: Bay,1 to 2 Mile To Beach,Beach Ownership(Public)

Lot

  • Lot size: 4,400 sqft

Parking

  • Total spaces: 7
  • Parking features: Paved Drive,Off Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 7

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,012$72,144
Home Insurance *$302$3,624
Property Taxes $1,145$13,740
Electricity $446$5,352
Total$7,905$94,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$271,028/yr
40% on housing$237,150/yr
45% on housing$210,800/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$526This listing

vs Other Active Listings

Avg $/sqft

ZIP 02170$421
Norfolk County$448

vs Homes Sold Last Month

Median $/sqft

ZIP 02170$440
Norfolk County$427

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$1,189,000
2021-08-25Listing removed--
2021-08-17Price change$1,900
2021-08-03Listed for rent$2,000
2007-02-28Sold$495,000

For Sale by Agent

AgentDerek Wong
BrokerageV & E Realty

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