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3087 Champion Ln SW, Concord, NC, 28025

3beds
2baths
1,274sqft
$280,000
$220price/sqft
$1,954/moest. monthly cost
$78,160/yrincome needed

About This Home

Move-in ready one-level home offering an open-concept layout, fresh interior paint, and thoughtful updates throughout! This well-maintained home features wood look flooring through the main living areas, a spacious living room that flows seamlessly into the kitchen and dining area, and an abundance of natural light. The kitchen offers ample cabinet and countertop space, stainless steel appliances, and the refrigerator conveys, making moving in even easier. Just off the dining area, a brand-new sliding glass door leads to the backyard, providing easy access for entertaining, grilling, or relaxing outdoors. This 3 bedroom floor plan offers a spacious bedroom for the primary suite, while two additional bedrooms provide flexibility for family, guests, or a home office. The large laundry room includes shelving for extra storage and organization. Major mechanical updates include a new HVAC/furnace installed in 2022, providing peace of mind for years to come. Situated on a level lot with a covered front porch, driveway parking, and convenient access to shopping and dining, this home is an excellent opportunity for first-time buyers, downsizers, or investors looking for a turnkey property.

Getting Around

6
WalkingCar-Dependent
13
TransitMinimal Transit
16
BikeSomewhat Bikeable

Schools

5/10
Wolf Meadow ElementaryGrades K-52.7 mi
5/10
J N Fries Middle SchoolGrades 6-80.9 mi
4/10
Central Cabarrus HighGrades 9-120.6 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Microwave,Refrigerator
  • Laundry features: Laundry Room

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Family Room

  • Level: Main

Features

  • Open Floorplan
  • Door features: Sliding Doors
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,274

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,274
  • Total interior livable area: 1,274 sqft

Kitchen

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 55299307480000
  • Zoning: RC
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch

Lot

  • Lot size: 0.27 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Cabarrus County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$111$1,332
Property Taxes $228$2,736
Electricity $200$2,405
Total$1,954$23,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,994/yr
40% on housing$58,620/yr
45% on housing$52,106/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 28025$158
Cabarrus County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 28025$192
Cabarrus County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Pending sale$270,000
2026-08-07Price change$270,000
2026-07-24Listed for sale$280,000

For Sale by Agent

AgentBrigitte Perry
BrokerageSouthern Homes of the Carolinas, Inc

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