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407 Ralph Talbot St, Weymouth, MA, 02190

6beds
4baths
3,560sqft
$799,000
$224price/sqft
$5,619/moest. monthly cost
$224,760/yrincome needed

About This Home

Welcome to 407 Ralph Talbot St, where generous living spaces, thoughtful updates, and a backyard built for making memories come together in the heart of South Weymouth. Featuring 6 bedrooms, 4 full bathrooms, and approximately 2,744 square feet of living space, this meticulously maintained home provides endless possibilities for multigenerational living, working from home, or hosting guests. A bright loft offers the perfect flex space for a home office or reading nook, while the finished basement offers additional potential for a gym, media room, or bonus living area with abundant storage throughout. Outside, enjoy your own backyard retreat featuring an above-ground pool with a spacious surrounding deck, then step down into the yard to unwind around the fire pit—perfect for relaxing or entertaining. With parking for up to 6 vehicles and a prime location just minutes from the South Weymouth Commuter Rail, Union Point, Weymouth High School, parks, Derby Street Shops, Whole Foods Market, restaurants, and major commuter routes, this move-in ready home offers the perfect blend of space, convenience, and lifestyle.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
--
5/10
Weymouth High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1954

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Dishwasher,Disposal,Microwave,Refrigerator,Washer,Dryer
  • Laundry features: Lighting - Overhead,In Basement,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Interior Entry

Bathroom1

  • Features: Bathroom - With Shower Stall, Flooring - Stone/Ceramic Tile, Lighting - Sconce
  • Level: Basement

Bathroom2

  • Features: Bathroom - Tiled With Tub, Flooring - Stone/Ceramic Tile, Lighting - Sconce
  • Level: First

Bathroom3

  • Features: Bathroom - Tiled With Tub, Flooring - Stone/Ceramic Tile, Lighting - Overhead
  • Level: Second

Bedroom2

  • Features: Closet, Flooring - Wall to Wall Carpet
  • Level: Second

Bedroom3

  • Features: Closet, Flooring - Wall to Wall Carpet
  • Level: Second

Bedroom4

  • Features: Closet, Flooring - Wall to Wall Carpet
  • Level: Second

Bedroom5

  • Features: Beamed Ceilings, Vaulted Ceiling(s), Flooring - Wall to Wall Carpet, Recessed Lighting
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Flooring - Hardwood, Deck - Exterior, Exterior Access, Recessed Lighting, Lighting - Overhead
  • Level: First

Family Room

  • Features: Flooring - Hardwood, Lighting - Overhead
  • Level: First

Features

  • Closet,Vaulted Ceiling(s),Recessed Lighting,Bathroom - Full,Bathroom - With Shower Stall,Ceiling Fan(s),Cedar Closet(s),Lighting - Overhead,Lighting - Pendant,Bedroom,Bonus Room,Bathroom,Loft,Media Room,Den
  • Window features: Skylight
  • Flooring: Tile,Carpet,Hardwood,Flooring - Hardwood,Flooring - Wall to Wall Carpet,Flooring - Stone/Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 816
  • Finished area above ground: 2,744

Heating & Cooling

  • Heating features: Baseboard,Electric Baseboard,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 3,560
  • Total interior livable area: 3,560 sqft

Kitchen

  • Features: Flooring - Stone/Ceramic Tile, Recessed Lighting, Stainless Steel Appliances, Lighting - Overhead
  • Level: First

Living Room

  • Features: Cedar Closet(s), Flooring - Wall to Wall Carpet, Deck - Exterior, Exterior Access, Recessed Lighting, Gas Stove, Lighting - Overhead
  • Level: First

Master Bedroom

  • Features: Skylight, Ceiling Fan(s), Vaulted Ceiling(s), Closet, Flooring - Wall to Wall Carpet
  • Level: Second

Property

Details

  • Parcel number: 282379
  • Zoning: R-1
  • Exclusions: Sofa In Media Room

Features

  • Private pool: Yes
  • Pool features: Above Ground
  • Patio & porch: Porch,Porch - Enclosed,Deck - Composite
  • Exterior features: Porch,Porch - Enclosed,Deck - Composite,Pool - Above Ground,Fenced Yard
  • Fencing: Fenced

Lot

  • Lot size: 8,982 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 6
  • Parking features: Paved Drive,Off Street,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$216$2,592
Property Taxes $661$7,932
Electricity $702$8,424
Total$5,619$67,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$192,651/yr
40% on housing$168,570/yr
45% on housing$149,840/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 02190$297
Norfolk County$448

vs Homes Sold Last Month

Median $/sqft

ZIP 02190$385
Norfolk County$427

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$799,000

For Sale by Agent

AgentJeffrey Hsu
BrokerageColdwell Banker Realty - Milton

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