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8 Cottage St, Wareham, MA, 02571

3beds
1baths
964sqft
$415,000
$430price/sqft
$3,012/moest. monthly cost
$120,480/yrincome needed

About This Home

Welcome to Pinehurst Beach! This beautifully renovated 3-bedroom home offers the perfect blend of coastal charm and modern updates in one of Wareham’s most desirable seaside communities. Just moments from the neighborhood’s sandy saltwater beaches, this property is ideal as a year-round residence, vacation getaway, or investment opportunity. This home features a brand-new roof, outdoor shower and inside you’ll find a bright and updated interior featuring a modern kitchen, refreshed bath, and comfortable living spaces designed for easy coastal living. The flexible 3-bedroom layout provides plenty of room for guests, a home office, or growing needs. Enjoy mornings at the beach, summer evenings by the water, and all the benefits of living in this sought-after ocean community. Conveniently located near shopping, restaurants, marinas, and highway access while still offering the relaxed feel of a beachside retreat. Don't miss this opportunity to own in the Pinehurst Beach neighborhood!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
Wareham Elementary SchoolGrades PK-41.0 mi
3/10
6/10
Wareham Middle SchoolGrades 5-71.0 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Irregular
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Range,Dishwasher,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Wood
  • Finished area above ground: 964

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 964
  • Total interior livable area: 964 sqft

Property

Details

  • Parcel number: M:0046A B:001 L:00108,1187175
  • Zoning: R30

Features

  • Exterior features: Storage,Professional Landscaping,Fenced Yard,Outdoor Shower
  • Fencing: Fenced
  • Has view: Yes
  • View description: Water,Bay
  • Has water view: Yes
  • Water view: Bay,Water
  • Waterfront features: Bay,Beach Ownership(Association)

Lot

  • Lot size: 2,240 sqft
  • Features: Cleared

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$203$2,436
Property Taxes $357$4,284
Electricity $354$4,259
Total$3,012$36,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,268/yr
40% on housing$90,360/yr
45% on housing$80,320/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$430This listing

vs Other Active Listings

Avg $/sqft

ZIP 02571$263
Plymouth County$361

vs Homes Sold Last Month

Median $/sqft

ZIP 02571$405
Plymouth County$365

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Listed for sale$439,900
2026-01-22Sold$300,000
2025-12-10Pending sale$350,000
2025-12-10Contingent$350,000
2025-11-23Listed for sale$350,000
2025-11-17Pending sale$350,000
2025-11-17Contingent$350,000
2025-08-28Listed for sale$350,000
2017-05-31Sold$175,000
2017-05-04Pending sale$189,900
2017-04-17Price change$189,900
2017-04-12Price change$174,900
2016-12-12Listed for sale$189,900
2016-06-09Sold$160,000
2016-06-05Pending sale$194,900
2016-05-22Price change$194,900
2016-04-24Price change$199,900
2016-04-15Price change$209,900
2016-04-09Listed for sale$219,900
2002-11-26Sold$193,000
2002-05-02Sold$50,000
1998-10-07Sold$65,000

For Sale by Agent

AgentKristy Washburn
BrokerageKeller Williams South Watuppa

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