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250 Congress Ave APT 40, Chelsea, MA, 02150

2beds
2baths
1,344sqft
$474,000
$353price/sqft
$3,380/moest. monthly cost
$135,200/yrincome needed

About This Home

This fabulous townhouse in Willow Park is ready for you! Beautiful hardwoods throughout with plenty of natural light. The oversize living area flows nicely into your eat in kitchen complete with granite countertops and stainless appliances. Off the kitchen, you have a nice private outdoor space perfect for grilling and relaxing. Upstairs you have 2 nicely sized bedrooms with a clean, updated full bath. Enjoy even more living space in the finished basement, great for a playroom/office...etc. This unit has plenty of storage throughout complete with laundry in the unit and upgraded smart enabled thermostats with very low HOA fees. Seller is offering a $5000 credit for closing costs!! 7min to Logan Airport, 12min to Revere Beach and 2 miles to the T-Station! Easy to show!

Getting Around

81
WalkingVery Walkable
66
TransitGood Transit
53
BikeBikeable

Schools

--
Shurtleff Early ChildhoodGrades PK-10.3 mi
2/10
Chelsea High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1987

Type & Style

  • Home type: Townhouse
  • Property subType: Condominium,Townhouse

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator
  • Laundry features: In Basement,In Unit

Basement

  • Has basement: Yes

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Family Room

  • Level: Basement

Features

  • Flooring: Hardwood
  • Finished area below ground: 266
  • Finished area above ground: 1,078

Heating & Cooling

  • Heating features: Electric Baseboard,Electric
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,344
  • Total interior livable area: 1,344 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: No

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: M:013 P:61AN,1285623
  • Zoning: res

Features

  • Entry location: Unit Placement(Street)
  • Patio & porch: Patio
  • Exterior features: Patio

Parking

  • Total spaces: 1
  • Parking features: Deeded
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,396$28,752
Home Insurance *$170$2,040
Property Taxes $460$5,520
Electricity $354$4,259
Total$3,380$40,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,885/yr
40% on housing$101,400/yr
45% on housing$90,133/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$353This listing

vs Other Active Listings

Avg $/sqft

ZIP 02150$323
Suffolk County$575

vs Homes Sold Last Month

Median $/sqft

ZIP 02150$325
Suffolk County$453

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$489,900
2026-02-28Listing removed$489,999
2026-01-10Price change$489,999
2025-09-27Price change$499,999
2025-09-05Listed for sale$525,000
2022-02-19Listing removed--
2022-02-17Listed for rent$2,600
2018-09-06Sold$312,500
2018-07-16Pending sale$279,999
2018-07-11Price change$279,999
2018-07-10Listed for sale$274,999
2002-07-17Sold$61,522
1998-12-21Sold$84,000

For Sale by Agent

AgentJeffrey Incutto
BrokerageBA Property & Lifestyle Advisors

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