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26 Breakwater Dr, Chelsea, MA, 02150

3beds
4baths
2,432sqft
$849,900
$349price/sqft
$5,888/moest. monthly cost
$235,520/yrincome needed

About This Home

Welcome home to your natural light filled END UNIT in Admiral’s Hill, one of Chelsea’s most desirable communities. Privately situated on a quiet corner, this 3 bed, 3.5 bath townhouse offers exceptional space across 4 levels. Main level features a bright kitchen, dining area with gorgeous bay window, spacious living room w/ fireplace, and private balcony/deck with new sliding door. Second floor includes a primary suite with en suite bath, and an additional large bedroom and full bath in hallway. Third floor loft serves as a perfect bedroom, office, or flex space. Finished walk-out lower level offers bonus living area, full bath, and private patio. Updates include NEW WINDOWS/sliding doors plus water heater, heating system and A/C (2021). Professionally managed community with private security, pool, tennis courts, and beautifully landscaped grounds. Minutes to Boston and steps to Market Basket, parks, and waterfront paths. Move right in! Don't miss out on this one!

Getting Around

55
WalkingSomewhat Walkable
53
TransitGood Transit
33
BikeSomewhat Bikeable

Schools

--
Shurtleff Early ChildhoodGrades PK-10.7 mi
2/10
Chelsea High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1987

Materials

  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Condominium,Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator,Washer,Dryer
  • Laundry features: In Basement,In Unit,Gas Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bathroom3

  • Level: Basement

Bedroom2

  • Features: Closet, Flooring - Hardwood
  • Level: Second

Bedroom3

  • Features: Flooring - Wall to Wall Carpet
  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Window(s) - Bay/Bow/Box
  • Level: First

Family Room

  • Features: Flooring - Laminate
  • Level: Basement

Features

  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 714
  • Finished area above ground: 1,718
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Unit Control
  • Cooling features: Central Air,Unit Control

Interior Area

  • Total structure area: 2,432
  • Total interior livable area: 2,432 sqft

Kitchen

  • Features: Countertops - Stone/Granite/Solid, Recessed Lighting, Gas Stove
  • Level: First

Living Room

  • Features: Flooring - Wood, Window(s) - Stained Glass, Balcony - Exterior, Recessed Lighting
  • Level: First

Master Bedroom

  • Features: Bathroom - Full, Vaulted Ceiling(s), Closet, Flooring - Hardwood, Window(s) - Picture
  • Level: Second

Property

Details

  • Parcel number: M:0017 B:0000 L:01A6,1285666
  • Zoning: NH

Features

  • Pool features: Association,In Ground
  • Patio & porch: Deck - Composite,Patio
  • Exterior features: Deck - Composite,Patio
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Parking

  • Total spaces: 2
  • Parking features: Off Street,Assigned,Deeded
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,297$51,564
Home Insurance *$305$3,660
Property Taxes $807$9,684
Electricity $479$5,754
Total$5,888$70,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$201,874/yr
40% on housing$176,640/yr
45% on housing$157,013/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$349This listing

vs Other Active Listings

Avg $/sqft

ZIP 02150$320
Suffolk County$575

vs Homes Sold Last Month

Median $/sqft

ZIP 02150$325
Suffolk County$453

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-27Listed for sale$849,900
2022-07-28Sold$680,000
2022-06-16Contingent$609,999
2022-06-15Listed for sale$609,999
2011-03-28Sold$342,000
2010-07-15Listing removed$399,000
2010-05-12Listed for sale$399,000
2002-05-21Sold$390,000
1999-09-30Sold$265,000
1996-09-30Sold$154,000

For Sale by Agent

AgentGary Baker
BrokerageProactive Realty

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