74 Chestnut St, Chelsea, MA, 02150
About This Home
What an investment property!! This newer, enormous, two-family offers so much. Close to the commuter rail station, (Newburyport/Rockport Line) & the Silver Line w/4 stops going to Logan & South Station. Just a couple of blocks to the bus station at the corner of Washington & Chestnut. The Mystic Mall w/a mix of retailers & markets is less than a mile away. Very spacious rooms with high ceilings (the house feels much larger than public records). The 1st flr offers an oversized LR, combo dining area/Kitchen, pantry, 2 B/Rs & 2 full baths. The LL offers a spacious family room, office & tons of room for storage. The 2nd flr unit is 2 floors w/similar-sized rooms, living room, combo dining area/Kitchen, 4 bedrooms & 2 full baths. Gas heat (2001, 2016), 3 gas hot water tanks (2021, 2022, 2023), fenced-in backyard, on-street parking. Showings begin at the OH on 3/14.
Getting Around
Walker's Paradise
Good Transit
BikeableSchools
Construction
Condition
- Year built: 2001
Materials
- Foundation: Block
Type & Style
- Home type: MultiFamily
- Property subType: 2 Family - 2 Units Up/Down
Interior
Appliances
- Appliances included: Range,Refrigerator
Basement
- Has basement: Yes
- Basement: Full,Partially Finished,Walk-Out Access,Interior Entry
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 4
Features
- Ceiling Fan(s),Storage,Stone/Granite/Solid Counters,Pantry,Living Room,Kitchen,Family Room,Living RM/Dining RM Combo,Mudroom,Office/Den
- Flooring: Wood,Tile,Carpet,Stone/Ceramic Tile
- Finished area below ground: 1,140
- Finished area above ground: 2,960
Heating
- Heating features: Natural Gas
Interior Area
- Total structure area: 2,960
- Total interior livable area: 2,960 sqft
Property
Details
- Parcel number: 1286094
- Zoning: BR
Features
- Patio & porch: Deck
- Fencing: Fenced/Enclosed,Fenced
Lot
- Lot size: 1,853 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Coastal Flooding
- Cold Wave
- Earthquake
- Hurricane
- Heat Wave
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,803 | $57,636 |
| Home Insurance * | $341 | $4,092 |
| Property Taxes | $902 | $10,824 |
| Electricity | $583 | $7,004 |
| Total | $6,629 | $79,548 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-28 | Price change | $1,000,000 |
| 2026-03-13 | Listed for sale | $1,100,000 |
| 2017-09-15 | Sold | $650,000 |
| 2017-06-19 | Listed for sale | $699,000 |
| 1987-09-01 | Sold | $135,000 |
| 1987-01-30 | Sold | $106,000 |
For Sale by Agent
View on Zillow