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39 Cary Ave APT 14, Chelsea, MA, 02150

2beds
1baths
791sqft
$299,000
$378price/sqft
$2,262/moest. monthly cost
$90,480/yrincome needed

About This Home

GREAT INVESTMENT! Cash or portfolio loan required. Welcome to this inviting 2-bedroom condo located in the heart of Chelsea! Ideally positioned near a variety of popular restaurants and local shops, this home offers exceptional convenience with close proximity to both the Silver Line and the Commuter Rail—allowing for a quick commute to Haymarket in under 15 minutes or North Station. Inside, you’ll find a spacious layout with comfortable living areas and a kitchen featuring brand-new stainless steel appliances. Step outside to your private porch—perfect for morning coffee or unwinding in the evening. The unit also includes one dedicated parking space, a rare and highly desirable city amenity. Whether you’re a first-time buyer, downsizing, or seeking an investment opportunity, this condo offers flexible potential. Join us at one of our upcoming open houses!

Getting Around

90
WalkingWalker's Paradise
62
TransitGood Transit
58
BikeBikeable

Schools

3/10
Clark Avenue SchoolGrades 5-80.1 mi
2/10
Chelsea High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Rubber
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave,Refrigerator
  • Laundry features: Off-Site

Bathroom1

  • Features: Bathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile, Lighting - Overhead
  • Level: Main,First
  • Area: 42

Bedroom2

  • Features: Closet, Flooring - Hardwood, Window(s) - Bay/Bow/Box
  • Level: First
  • Area: 130

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Flooring: Hardwood
  • Finished area above ground: 791
  • Common walls with other units/homes: No One Above

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 791
  • Total interior livable area: 791 sqft

Kitchen

  • Features: Flooring - Stone/Ceramic Tile, Stainless Steel Appliances, Lighting - Overhead
  • Level: Main,First
  • Area: 77

Living Room

  • Features: Closet, Flooring - Hardwood, Deck - Exterior, Exterior Access, Slider, Lighting - Overhead
  • Level: Main,First
  • Area: 234

Master Bedroom

  • Features: Closet, Flooring - Hardwood, Window(s) - Bay/Bow/Box
  • Level: First
  • Area: 240

Property

Details

  • Parcel number: 1288162
  • Attached to another structure: Yes
  • Zoning: R
  • Other equipment: Intercom

Features

  • Patio & porch: Porch
  • Exterior features: Porch

Parking

  • Total spaces: 1
  • Parking features: Assigned,Off Street
  • Has garage: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Earthquake
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$107$1,284
Property Taxes $290$3,480
Electricity $354$4,259
Total$2,262$27,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,554/yr
40% on housing$67,860/yr
45% on housing$60,320/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$378This listing

vs Other Active Listings

Avg $/sqft

ZIP 02150$326
Suffolk County$575

vs Homes Sold Last Month

Median $/sqft

ZIP 02150$325
Suffolk County$453

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$315,000
2026-03-28Listing removed$329,000
2025-11-12Listed for sale$329,000
2025-11-10Listing removed$329,000
2025-10-30Price change$329,000
2025-07-24Listed for sale$339,000
2016-11-30Sold$200,000
2010-01-07Sold$52,000
2009-08-12Sold$69,000
2008-05-29Listing removed$79,000
2008-05-28Price change$79,000
2008-04-27Listed for sale$99,000
1992-12-09Sold$31,000
1992-05-08Sold$85,307

For Sale by Agent

AgentAustin Partain
BrokerageWilliam Raveis R.E. & Home Services

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