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165 Garfield Ave, Chelsea, MA, 02150

4beds
2baths
1,900sqft
$775,850
$408price/sqft
$5,312/moest. monthly cost
$212,480/yrincome needed

About This Home

Welcome to this stunning, completely gut-renovated 4-bedroom, 2-bathroom home perfectly situated on a massive corner lot along the Revere/Chelsea line. Thoughtfully redesigned from top to bottom, this home offers the peace of mind that comes with modern construction. No detail was overlooked in this extensive renovation. Enjoy a brand-new roof, updated plumbing, updated electrical, and central air conditioning, all completed in 2023. The spacious layout features generously sized bedrooms, beautifully updated bathrooms, and modern finishes throughout. The bright and inviting living spaces flow seamlessly, making this home perfect for both everyday living and entertaining.Outside, the oversized corner lot provides endless possibilities for outdoor enjoyment, or future expansion. Commuters will appreciate the convenient access to major highways, public transportation, shopping, dining, and all the amenities that Revere and Chelsea have to offer. This is truly a turnkey property!

Getting Around

57
WalkingSomewhat Walkable
53
TransitGood Transit
47
BikeSomewhat Bikeable

Schools

3/10
Clark Avenue SchoolGrades 5-80.9 mi
2/10
Chelsea High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1943

Materials

  • Foundation: Concrete Perimeter

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal,Microwave,Refrigerator,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 700
  • Finished area above ground: 1,200

Heating & Cooling

  • Heating features: Electric Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,900
  • Total interior livable area: 1,900 sqft

Property

Details

  • Parcel number: M:0089 B:0000 L:0077,1290838
  • Zoning: R1

Lot

  • Lot size: 9,120 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 10
  • Parking features: Off Street
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,923$47,076
Home Insurance *$278$3,336
Property Taxes $737$8,844
Electricity $374$4,496
Total$5,312$63,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$182,125/yr
40% on housing$159,360/yr
45% on housing$141,653/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$408This listing

vs Other Active Listings

Avg $/sqft

ZIP 02150$317
Suffolk County$575

vs Homes Sold Last Month

Median $/sqft

ZIP 02150$325
Suffolk County$453

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$749,959
2026-07-22Price change$775,850
2026-06-29Price change$798,900
2026-06-24Price change$829,900
2026-06-20Listed for sale$859,000
2022-12-05Sold$485,000
2022-11-05Contingent$475,000
2022-10-31Listed for sale$475,000
2015-01-23Sold$175,000
2014-09-19Listed for sale$199,000
1996-05-15Sold$78,000

For Sale by Agent

AgentRoxanne Sarotic
BrokerageeXp Realty LLC

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