See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

153 Locust St, Winthrop, MA, 02152

4beds
2baths
1,963sqft
$715,000
$364price/sqft
$4,904/moest. monthly cost
$196,160/yrincome needed

About This Home

FRESH NEW PRICE! Best value in the neighborhood! Charming 1930's two family, originally a seaside cottage, just steps to the beach. This coastal home has been owned by the same family for over 70 years. It offers off street parking and flexible living options. It could be a great single family. Unit 1 is a one bedroom while Unit 2 has three bedrooms. This property is brimming with potential and is priced to reflect the updating needed - an excellent opportunity to create value in a prime location. Don't miss this wonderful chance to become a homeowner.

Getting Around

80
WalkingVery Walkable
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Other
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: 2 Family - 2 Units Up/Down

Interior

Appliances

  • Appliances included: Range,Refrigerator,Washer,Dryer
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Concrete

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Bathroom With Tub,Pantry,Living Room,Kitchen,Office/Den
  • Flooring: Tile,Vinyl,Varies,Hardwood
  • Finished area above ground: 1,963

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,963
  • Total interior livable area: 1,963 sqft

Property

Details

  • Parcel number: 1424548
  • Zoning: Res.

Features

  • Patio & porch: Deck,Patio
  • Exterior features: Balcony/Deck
  • Has view: Yes
  • View description: Water,Ocean
  • Has water view: Yes
  • Water view: Ocean,Water
  • Waterfront features: Ocean,0 to 1/10 Mile To Beach

Lot

  • Lot size: 2,800 sqft
  • Features: Flood Plain

Parking

  • Total spaces: 3
  • Parking features: Paved Drive,Off Street,Tandem,On Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,615$43,380
Home Insurance *$292$3,504
Property Taxes $610$7,320
Electricity $387$4,645
Total$4,904$58,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$168,137/yr
40% on housing$147,120/yr
45% on housing$130,773/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$364This listing

vs Other Active Listings

Avg $/sqft

ZIP 02152$382
Suffolk County$575

vs Homes Sold Last Month

Median $/sqft

ZIP 02152$425
Suffolk County$453

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Listed for sale$715,000
2026-08-08Contingent$715,000
2026-07-10Price change$715,000
2026-06-20Listed for sale$750,000

For Sale by Agent

AgentMary Ann Cash
BrokerageCharlesgate Realty Group, llc

Similar Homes