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12 Valerie Cir, Ashburnham, MA, 01430

3beds
2baths
1,144sqft
$409,900
$358price/sqft
$3,069/moest. monthly cost
$122,760/yrincome needed

About This Home

Nestled on a spacious .8-acre lot in Ashburnham, this raised ranch offers comfort, flexibility, and plenty of natural light throughout! The main level features a spacious living room with hardwood floors and a large picture window, an open dining area with sliders to the bright sunroom, and a cabinet-packed kitchen complete with stainless steel appliances and a pantry. Down the hall are three good-sized bedrooms with hardwood floors and a full bath. The finished lower level adds even more living space with an additional bath with laundry and a versatile bonus room perfect for a home office, game room, or whatever suits your needs. An attached garage, ample off-street parking, and a large backyard complete the package!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
Briggs Elementary SchoolGrades PK-51.5 mi
6/10
Overlook Middle SchoolGrades 6-82.3 mi
6/10

Construction

Condition

  • Year built: 1968

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Conventional (2x4-2x6)

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Range,Dishwasher,Microwave,Refrigerator,ENERGY STAR Qualified Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup,In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access,Interior Entry,Garage Access

Bathroom1

  • Features: Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Vinyl
  • Level: First
  • Area: 40

Bathroom2

  • Features: Bathroom - Full, Bathroom - With Shower Stall, Flooring - Vinyl, Dryer Hookup - Electric, Washer Hookup
  • Level: Basement
  • Area: 77

Bedroom2

  • Features: Closet, Flooring - Hardwood
  • Level: First
  • Area: 143

Bedroom3

  • Features: Closet, Flooring - Hardwood
  • Level: First
  • Area: 168

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Slider,Bathroom - Full,Closet,Sun Room,Bonus Room
  • Door features: Insulated Doors
  • Window features: Picture
  • Flooring: Vinyl,Carpet,Hardwood,Laminate,Flooring - Wall to Wall Carpet
  • Finished area above ground: 1,144

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 1,144
  • Total interior livable area: 1,144 sqft

Kitchen

  • Features: Flooring - Hardwood, Flooring - Vinyl, Dining Area, Pantry, Countertops - Stone/Granite/Solid, Slider, Stainless Steel Appliances
  • Level: First
  • Area: 120

Living Room

  • Features: Flooring - Hardwood, Window(s) - Bay/Bow/Box, Cable Hookup
  • Level: First
  • Area: 195

Master Bathroom

  • Features: No

Master Bedroom

  • Features: Closet, Flooring - Hardwood
  • Level: First
  • Area: 121

Property

Details

  • Parcel number: M:0021 B:000023,3573215
  • Zoning: R

Features

  • Patio & porch: Porch - Enclosed
  • Exterior features: Porch - Enclosed,Rain Gutters

Lot

  • Lot size: 0.80 Acres
  • Features: Cul-De-Sac,Wooded,Cleared,Level

Parking

  • Total spaces: 3
  • Parking features: Attached,Storage,Paved Drive,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,072$24,864
Home Insurance *$140$1,680
Property Taxes $503$6,036
Electricity $354$4,259
Total$3,069$36,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,222/yr
40% on housing$92,070/yr
45% on housing$81,840/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$358This listing

vs Other Active Listings

Avg $/sqft

ZIP 01430$264
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01430$289
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$399,900
2026-08-03Price change$409,900
2026-07-29Price change$399,900
2026-05-27Listed for sale$421,900
2022-04-29Sold$401,000
2022-03-25Contingent$350,000
2022-03-16Listed for sale$350,000
2016-05-27Sold$209,900
2016-04-02Pending sale$209,900
2016-03-30Listed for sale$209,900

For Sale by Agent

AgentJason Pincomb
BrokerageLamacchia Realty, Inc.

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