16 Chapel St, Ashburnham, MA, 01430
About This Home
SO MUCH CHARM! Head down Main street in Ashburnham and turn onto Chapel Street to find this adorable home waiting for new owners! As soon as you pull into the paved drive you will see the pride in ownership at 16 Chapel Street. This updated 2-bedroom, 2-bath home is ready to welcome its next owner. Featuring a desirable layout with a full bath on each level and convenient first-floor laundry, this home offers both comfort and functionality. So much of the original charm has been left with the renovations, including built ins and flooring. The attached one-car garage provides added convenience, while the meticulously maintained landscaping creates beautiful curb appeal. Inside, you'll find a home that has been thoughtfully cared for and well-loved over the years. Whether you're looking to downsize, purchase your first home, or simply appreciate the character of a well-kept property, this special home is one you won't want to miss. Town water and sewer!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Stone
- Roof: Shingle
- Construction materials: Stone,Post & Beam
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Heater,Tankless Water Heater,Range,Refrigerator,Washer,Dryer
- Laundry features: First Floor
Basement
- Has basement: Yes
- Basement: Walk-Out Access,Interior Entry,Concrete
Bathroom1
- Features: Bathroom - Full, Bathroom - With Tub & Shower, Washer Hookup
- Level: First
- Area: 50.145833333
Bathroom2
- Features: Bathroom - Full, Bathroom - With Tub & Shower
- Level: Second
- Area: 116.166666666
Bedroom2
- Level: Second
- Area: 161.722222222
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Flooring - Hardwood, Lighting - Pendant
- Level: First
- Area: 266.715277777
Features
- Flooring: Wood,Tile
- Finished area above ground: 1,481
Heating & Cooling
- Heating features: Steam,Oil
- Cooling features: Ductless
Interior Area
- Total structure area: 1,481
- Total interior livable area: 1,481 sqft
Kitchen
- Features: Dining Area, Kitchen Island, Cabinets - Upgraded, Exterior Access, Storage
- Level: Main,First
- Area: 226.25
Living Room
- Features: Flooring - Hardwood, Open Floorplan
- Level: First
- Area: 183.166666666
Master Bedroom
- Level: Second
- Area: 209.909722222
Property
Details
- Parcel number: 3575482
- Zoning: Res
Features
- Patio & porch: Porch
- Exterior features: Porch
Lot
- Lot size: 7,405 sqft
- Features: Wooded,Gentle Sloping
Parking
- Total spaces: 5
- Parking features: Attached,Garage Door Opener,Paved Drive,Off Street
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hurricane
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,997 | $23,964 |
| Home Insurance * | $135 | $1,620 |
| Property Taxes | $485 | $5,820 |
| Electricity | $354 | $4,259 |
| Total | $2,971 | $35,652 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Price change | $385,000 |
| 2026-07-31 | Listed for sale | $395,000 |
| 2026-07-23 | Contingent | $395,000 |
| 2026-07-07 | Price change | $395,000 |
| 2026-06-17 | Listed for sale | $400,000 |
| 2010-05-24 | Sold | $110,000 |
| 2010-04-10 | Price change | $135,000 |
| 2010-01-23 | Listed for sale | $149,900 |
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