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48 Bond St, Fitchburg, MA, 01420

3beds
2baths
2,171sqft
$399,000
$184price/sqft
$3,053/moest. monthly cost
$122,120/yrincome needed

About This Home

BUYER GOT COLD FEET PRIOR TO HOME INSPECTION! TURN THEIR LOSS INTO YOUR WIN! Well-maintained & packed with charm, this delightful Dutch Colonial in Fitchburg's desirable Applewild neighborhood is sure to impress! Offering 3 bedrooms & 2 full baths, this home features an enormous family room with vaulted ceilings & skylights, creating a bright & inviting space for gathering & entertaining. The den & formal dining room showcase beautiful built-ins & French doors, adding timeless character throughout. Enjoy your morning coffee or unwind in the evening on the relaxing front porch. The large eat-in kitchen has been tastefully updated, along with the convenient first-floor full bath with laundry room combination. Outside, you'll find not one, not two, but three storage sheds, including one with upgraded electrical service—perfect for a workshop, art studio, she shed, hobby space, or additional storage. This home truly delivers exceptional space, versatility, & value for under $400,000!

Getting Around

40
WalkingCar-Dependent
25
TransitSome Transit
26
BikeSomewhat Bikeable

Schools

6/10
3/10
2/10
Fitchburg High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Dutch Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Range,Dishwasher,Microwave,Refrigerator
  • Laundry features: Bathroom - Full,Wainscoting,First Floor

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Sump Pump

Bathroom1

  • Features: Bathroom - Full, Bathroom - With Shower Stall, Wainscoting
  • Level: First

Bathroom2

  • Features: Bathroom - Full
  • Level: Second

Bedroom2

  • Features: Ceiling Fan(s), Closet, Flooring - Wood
  • Level: Second

Bedroom3

  • Features: Ceiling Fan(s), Closet, Flooring - Wood
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring - Wood
  • Level: First

Family Room

  • Features: Skylight, Ceiling Fan(s), Vaulted Ceiling(s), Flooring - Wood, Cable Hookup, Exterior Access, Sunken, Lighting - Overhead
  • Level: Main,First

Features

  • Crown Molding,Entrance Foyer,Walk-up Attic
  • Door features: French Doors
  • Flooring: Wood,Vinyl,Flooring - Wood
  • Finished area above ground: 2,171

Heating & Cooling

  • Heating features: Steam,Heat Pump,Oil
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,171
  • Total interior livable area: 2,171 sqft

Kitchen

  • Features: Flooring - Laminate, Dining Area, Recessed Lighting, Lighting - Overhead
  • Level: First

Living Room

  • Features: Flooring - Wood, French Doors
  • Level: First

Master Bathroom

  • Features: No

Master Bedroom

  • Features: Walk-In Closet(s), Flooring - Wood, French Doors, Lighting - Overhead
  • Level: Second

Property

Accessibility

  • Accessibility features: No

Details

  • Parcel number: M:0009 B:0005 L:0,1501544
  • Zoning: RA
  • Exclusions: Washer & Dryer Are Excluded Along With All Of The Wood Working Equipment In Exterior Shed.

Features

  • Patio & porch: Porch
  • Exterior features: Porch,Rain Gutters,Storage

Lot

  • Lot size: 9,492 sqft

Parking

  • Total spaces: 3
  • Parking features: Paved Drive,Off Street,Deeded,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Ice Storm

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$161$1,932
Property Taxes $447$5,364
Electricity $428$5,137
Total$3,053$36,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,674/yr
40% on housing$91,590/yr
45% on housing$81,413/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 01420$212
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01420$263
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Contingent$399,000
2026-07-17Listed for sale$399,000
2026-07-13Contingent$399,000
2026-06-30Listed for sale$399,000
2026-06-25Contingent$399,000
2026-06-17Listed for sale$399,000
2017-11-16Sold$193,000
2017-10-16Pending sale$209,900
2017-09-25Price change$209,900
2017-09-08Price change$219,900
2017-08-22Listed for sale$239,900
2012-04-17Sold$102,000
2012-02-22Price change$97,900
2012-02-04Price change$104,900
2012-01-18Price change$114,900
2012-01-01Price change$119,900
2011-12-02Listed for sale$129,900
2011-08-19Listing removed--
2011-08-11Listed for sale--
2011-06-09Listing removed--
2011-06-02Listed for sale--
2010-08-31Sold$242,239

For Sale by Agent

AgentLisa Pete
BrokerageAcres Away Realty, Inc.

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