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94 Pacific St, Fitchburg, MA, 01420

5beds
2baths
1,620sqft
$425,000
$262price/sqft
$3,151/moest. monthly cost
$126,040/yrincome needed

About This Home

Welcome to 94 Pacific Street! Originally taken down to the studs and completely renovated in 2019, this beautiful Colonial offers the perfect blend of classic charm and modern updates. The extensive renovation included all-new systems, finishes, kitchen, bathrooms, flooring, and more, creating a home that feels both timeless and functional. After being tenant occupied, the home has now been professionally cleaned and freshly painted throughout, making it move-in ready for its next owner. Offering 5 bedrooms, 2 full bathrooms, and a spacious layout, this home is conveniently located near Route 2, the Fitchburg commuter rail, shopping, dining, parks, and schools.

Getting Around

63
WalkingSomewhat Walkable
45
TransitSome Transit
40
BikeSomewhat Bikeable

Schools

3/10
McKay Elementary SchoolGrades 1-50.5 mi
3/10
2/10
Fitchburg High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Block
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,ENERGY STAR Qualified Refrigerator,ENERGY STAR Qualified Dishwasher,Range,Oven
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,620

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 1,620
  • Total interior livable area: 1,620 sqft

Property

Details

  • Parcel number: 1502529
  • Zoning: RB

Features

  • Fencing: Fenced/Enclosed

Lot

  • Lot size: 3,468 sqft

Parking

  • Total spaces: 2
  • Parking features: Paved Drive,Off Street,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Ice Storm

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$172$2,064
Property Taxes $476$5,712
Electricity $354$4,259
Total$3,151$37,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,034/yr
40% on housing$94,530/yr
45% on housing$84,026/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$262This listing

vs Other Active Listings

Avg $/sqft

ZIP 01420$211
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01420$263
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$425,000
2022-11-10Listing removed$399,900
2022-10-07Listed for sale$399,900
2021-08-10Sold$340,000
2020-08-15Listing removed$310,000
2020-08-01Pending sale$310,000
2020-07-31Listed for sale$310,000
2020-02-28Sold$89,000
2020-02-16Listed for sale$90,000
2020-02-04Pending sale$90,000
2020-01-29Price change$90,000
2020-01-26Price change$91,500
2020-01-22Price change$92,000
2020-01-04Price change$92,500
2019-12-26Price change$94,500
2019-12-21Price change$95,000
2019-12-17Price change$97,500
2019-12-16Price change$99,900
2019-12-14Price change$100,000
2019-12-10Price change$104,900
2019-12-03Price change$109,900
2019-11-22Price change$119,900
2019-11-12Price change$129,900
2019-10-17Price change$139,900
2019-10-09Price change$149,900
2019-09-30Listed for sale$159,900
2018-08-31Sold$70,000

For Sale by Agent

AgentDanny Hernandez
BrokerageColdwell Banker Realty - Leominster

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