See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

33 Pearl St, Fitchburg, MA, 01420

3beds
2baths
1,308sqft
$375,000
$287price/sqft
$2,822/moest. monthly cost
$112,880/yrincome needed

About This Home

Well-maintained 3-bedroom, 2 full bath home featuring a finished basement with additional living space and a kitchen sink (electric stove excluded). Unique opportunity includes extra land at 19–21 Wood Street, thoughtfully converted into a spacious 4-car parking area. Perfect for owner-occupants or investors. Prime location just a few minutes from Fitchburg State University, offering great rental or long-term value potential. De-leaded home! Built in electric fireplace! Property equipped with solar panels for energy efficiency. New 2026 water boiler! Buyer and buyer’s agent to perform their own due diligence. Additional parking is on 19-21 Wood Street.

Getting Around

72
WalkingVery Walkable
47
TransitSome Transit
50
BikeBikeable

Schools

3/10
McKay Elementary SchoolGrades 1-50.6 mi
2/10
2/10
Fitchburg High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt/Composition Shingles

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Range,Dishwasher,Refrigerator
  • Laundry features: In Basement,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Level: Second

Bathroom2

  • Level: Basement

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,308

Heating & Cooling

  • Heating features: Forced Air,Steam
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,308
  • Total interior livable area: 1,308 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: M:0032 B:0075 L:0,1503139
  • Zoning: RC
  • Exclusions: Washer/Dryer,Stove In The Basement

Features

  • Patio & porch: Porch
  • Exterior features: Porch,Balcony

Lot

  • Lot size: 1,063 sqft

Parking

  • Total spaces: 4
  • Parking features: Paved Drive,Off Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Ice Storm

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$152$1,824
Property Taxes $420$5,040
Electricity $354$4,259
Total$2,822$33,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,754/yr
40% on housing$84,660/yr
45% on housing$75,253/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$287This listing

vs Other Active Listings

Avg $/sqft

ZIP 01420$211
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01420$263
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Price change$389,000
2026-03-18Listed for sale$399,000
2023-11-20Listing removed$325,000
2023-09-26Price change$325,000
2023-08-31Listed for sale$330,000
2002-04-03Sold$53,000
2001-02-20Sold$44,800

For Sale by Agent

AgentRathana Duong
BrokerageChinatti Realty Group, Inc.

Similar Homes