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139 King St, Fitchburg, MA, 01420

4beds
2baths
2,184sqft
$515,000
$236price/sqft
$3,820/moest. monthly cost
$152,800/yrincome needed

About This Home

Welcome to this beautifully updated two-family home located on King Street in Fitchburgâ€â€an excellent opportunity for investors, owner-occupants, or multi-generational living. Completely remodeled approximately two years ago, the property features new flooring, updated cabinets, and refreshed living spaces throughout. Each unit offers two bedrooms, one full bathroom, a comfortable living area, kitchen, and laundry hookups. The upper unit includes a private deck, while the lower unit provides access to a covered patio. Additional highlights include a water heater approximately three years old, ample paved off-street parking, a two-car garage, and a desirable corner lot with garden space. Conveniently located near shopping, schools, public transportation, parks, and highway access, this move-in-ready two-family offers comfort, flexibility, and excellent income potential.

Getting Around

53
WalkingSomewhat Walkable
23
TransitMinimal Transit
36
BikeSomewhat Bikeable

Schools

3/10
4/10
Memorial Middle SchoolGrades 6-80.4 mi
2/10
Fitchburg High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1986

Type & Style

  • Home type: SingleFamily
  • Property subType: Other

Interior

Basement

  • Basement:

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Other

Interior Area

  • Total structure area: 2,184
  • Total interior livable area: 2,184 sqft

Property

Details

  • Parcel number: FITCM0077B0076L0

Lot

  • Lot size: 8,276 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,604$31,248
Home Insurance *$209$2,508
Property Taxes $577$6,924
Electricity $430$5,168
Total$3,820$45,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,971/yr
40% on housing$114,600/yr
45% on housing$101,866/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 01420$211
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01420$263
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Contingent$515,000
2026-08-01Listed for sale$515,000
2024-10-18Sold$375,000
2024-07-26Contingent$350,000
2024-07-25Listed for sale$350,000
1997-11-21Sold$99,000
1989-01-13Sold$135,450

For Sale by Agent

AgentKevin Cormier
BrokerageEXIT NEW OPTIONS REAL ESTATE

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