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323 Rollstone St, Fitchburg, MA, 01420

3beds
2baths
1,064sqft
$349,700
$329price/sqft
$2,655/moest. monthly cost
$106,200/yrincome needed

About This Home

Single-family home for sale featuring 3 bedrooms and 1.5 bathrooms, plus an additional room that can be used as an office, guest room, or playroom. Conveniently located directly across from park and just minutes away from gas station and coffee shop. This home offers comfort and convenience in a family-friendly neighborhood.

Getting Around

41
WalkingCar-Dependent
37
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

4/10
Memorial Middle SchoolGrades 6-80.5 mi
2/10
Fitchburg High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Stone,Brick/Mortar
  • Roof: Slate
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Refrigerator
  • Laundry features: First Floor

Basement

  • Has basement: Yes
  • Basement: Interior Entry

Bathroom1

  • Level: First
  • Area: 56

Bathroom2

  • Level: Second

Bedroom2

  • Level: Second
  • Area: 140

Bedroom3

  • Level: Second
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 104

Features

  • Flooring: Tile,Vinyl,Laminate
  • Finished area above ground: 1,064

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,064
  • Total interior livable area: 1,064 sqft

Kitchen

  • Level: First
  • Area: 154

Living Room

  • Level: First
  • Area: 195

Master Bedroom

  • Level: Second
  • Area: 156

Property

Details

  • Parcel number: M:0079 B:0029 L:0,1506090
  • Zoning: RB

Features

  • Patio & porch: Porch
  • Exterior features: Porch

Lot

  • Lot size: 3,999 sqft

Parking

  • Total spaces: 3
  • Parking features: Paved Drive,Shared Driveway,Off Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,768$21,216
Home Insurance *$141$1,692
Property Taxes $392$4,704
Electricity $354$4,259
Total$2,655$31,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,028/yr
40% on housing$79,650/yr
45% on housing$70,800/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$329This listing

vs Other Active Listings

Avg $/sqft

ZIP 01420$212
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01420$263
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Listed for sale$349,700
2026-08-06Listing removed$349,700
2026-07-22Listed for sale$349,700
2021-09-03Sold$230,000
2015-05-28Sold$11,500
2011-12-24Listing removed$98,500
2011-08-18Price change$98,500
2011-06-29Price change$104,900
2011-05-05Price change$114,900
2011-02-04Price change$118,900
2010-12-11Listed for sale$123,900
2010-06-24Sold$42,000
2010-05-21Price change$46,000
2010-05-18Listed for sale--
2010-04-20Sold$96,059
2010-01-09Price change$47,000
2009-12-09Price change$52,000
2009-11-22Listed for sale$55,000
1994-05-06Sold$50,000

For Sale by Agent

AgentAna Delgado-Cannon
BrokerageHome Bound Realty

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