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156 Summer St, Fitchburg, MA, 01420

8beds
4baths
4,564sqft
$676,900
$148price/sqft
$5,354/moest. monthly cost
$214,160/yrincome needed

About This Home

LOVELY 3 FAMILY IN DESIRABLE LOCATION. This antique home has ideal owner occupied amenities 1st floor could rent for $2600 per month, 1860 sq ft apartment, has a 2 person jacuzzi. 1st floor has lovely cherry kitchen cabinets and tile floor. Master bedroom has a full bath. 2nd bedroom has a walk in closet. Living room with fireplace. Family room with built-in cabinet, Full bath with shower and tub, an outside deck and a large porch.2nd floor rents for $2000. Large 1860 sq ft apartment, hardwood floor, cherry kitchen cabinets, family room with built-in cabinet, large living room with fireplace, hardwood floors, over-sized glassed in sun porch.3rd floor rents for $1400 a month. Living room has vaulted ceiling, Used as a bedroom for the past 3 tenants. 2 walk-in closets. 9 parking spaces and a lawn and an island with lots of flowers and shrubs.

Getting Around

61
WalkingSomewhat Walkable
42
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

2/10
2/10
Fitchburg High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Granite
  • Roof: Shingle
  • Construction materials: Frame,Conventional (2x4-2x6)

Type & Style

  • Home type: MultiFamily
  • Property subType: 3 Family

Interior

Appliances

  • Appliances included: Oven,Dishwasher,Refrigerator,Range

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Concrete

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Walk-In Closet(s),Pantry,Upgraded Cabinets,Bathroom with Shower Stall,Bathroom With Tub & Shower,Living Room,Kitchen,Family Room,Laundry Room,Mudroom
  • Window features: Box/Bay/Bow Window(s),Picture Window,Insulated Windows,Screens
  • Flooring: Hardwood,Wood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 4,564

Heating

  • Heating features: Electric,Central,Baseboard,Hot Water,Oil,Steam

Interior Area

  • Total structure area: 4,564
  • Total interior livable area: 4,564 sqft

Property

Details

  • Parcel number: M:0084 B:0081 L:0,1506626
  • Zoning: RC
  • Exclusions: All Tv's

Features

  • Patio & porch: Enclosed,Deck
  • Spa features: Bath

Lot

  • Lot size: 0.29 Acres
  • Features: Level

Parking

  • Total spaces: 8
  • Parking features: Off Street,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hurricane
Ice Storm
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,422$41,064
Home Insurance *$274$3,288
Property Taxes $759$9,108
Electricity $899$10,799
Total$5,354$64,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$183,565/yr
40% on housing$160,620/yr
45% on housing$142,773/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 01420$212
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01420$263
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-04Listed for sale$678,675
2025-12-24Listing removed$688,675
2025-12-11Price change$688,675
2025-10-31Price change$698,675
2025-07-02Price change$708,675
2025-06-19Price change$728,675
2025-04-07Price change$738,640
2025-02-23Price change$748,640
2025-01-23Price change$768,640
2024-12-23Listed for sale$798,640
2020-01-11Listing removed$372,000
2019-11-14Listed for sale$372,000
2019-10-10Listing removed$372,000
2019-08-20Listed for sale$372,000
2019-08-06Pending sale$372,000
2019-07-29Listed for sale$372,000
2019-06-21Listing removed$372,000
2019-04-23Listed for sale$372,000
2019-01-01Listing removed$379,900
2018-08-17Price change$379,900
2017-11-15Price change$369,900
2017-11-04Price change$389,900
2017-09-05Price change$389,000
2017-09-02Price change$389,900
2017-07-27Listed for sale$389,000
2004-01-28Sold$90,000

For Sale by Agent

AgentDerek Greene
BrokerageThe Greene Realty Group

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