381 Summer St, Fitchburg, MA, 01420
About This Home
Incredible opportunity to own this new build (2015) building. Everything is 10 years young! Large exterior footprint with tons of off street parking and an oversized 2 car garage. Currently used as a "mixed use" building with the first floor occupied by a plumbing company. Upper floor is a lovely one bedroom apartment with all the bells and whistles. Hardwood, stainless steel appliances, recessed lighting, mini splits and tons of closet space!
Getting Around
Somewhat Walkable
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2015
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: MultiFamily
- Property subType: 2 Family - 2 Units Up/Down
Interior
Appliances
- Appliances included: Dishwasher,Range,Refrigerator
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Features
- Storage,Ceiling Fan(s),Bathroom with Shower Stall,Laundry Room,Living Room,Kitchen
- Flooring: Tile,Hardwood
- Finished area above ground: 2,018
Heating & Cooling
- Heating features: Central,Baseboard,Natural Gas
- Cooling features: Ductless
Interior Area
- Total structure area: 2,018
- Total interior livable area: 2,018 sqft
Property
Details
- Parcel number: 1508376
- Zoning: CBD
Features
- Patio & porch: Porch
Lot
- Lot size: 10,018 sqft
- Features: Corner Lot
Parking
- Total spaces: 12
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Uncovered spaces: 10
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Hurricane
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,413 | $40,956 |
| Home Insurance * | $273 | $3,276 |
| Property Taxes | $757 | $9,084 |
| Electricity | $397 | $4,775 |
| Total | $4,840 | $58,080 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Price change | $675,000 |
| 2026-03-01 | Price change | $699,900 |
| 2026-01-12 | Price change | $725,000 |
| 2025-12-27 | Listed for sale | $749,888 |
| 2025-12-17 | Listing removed | $749,888 |
| 2025-11-23 | Listed for sale | $749,888 |
| 2000-05-02 | Sold | $126,000 |
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