See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

15 Norval Ave, Fitchburg, MA, 01420

3beds
2baths
1,596sqft
$349,900
$219price/sqft
$2,657/moest. monthly cost
$106,280/yrincome needed

About This Home

Welcome to 15 Norval Ave! Lovingly owned and maintained by the same family for the past 25 years, this well-cared-for two-family home is ready for its next chapter. Whether looking to owner-occupy while generating rental income or add to an investment portfolio, this property offers endless potential. Beautiful hardwood floors add warmth and character throughout. The first-floor unit features washer and dryer hookups in the basement, while the second-floor unit offers the convenience of in-unit laundry hookups. Step outside to a spacious, private backyard perfect for relaxing, entertaining, or gardening, with storage galore for all your needs. Nestled in a desirable residential neighborhood, yet just minutes from shopping, restaurants, highways, hiking trails, schools, and Coggshall Park. A rare opportunity to own a home that has been truly loved and cared for! Some opportunities simply can’t be delivered. They have to be discovered.

Getting Around

31
WalkingCar-Dependent
24
TransitMinimal Transit
20
BikeSomewhat Bikeable

Schools

4/10
Memorial Middle SchoolGrades 6-81.0 mi
2/10
Fitchburg High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Stone

Type & Style

  • Home type: MultiFamily
  • Property subType: 2 Family - 2 Units Up/Down

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Range Hood
  • Laundry features: Washer & Dryer Hookup,Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Interior Entry,Concrete,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Storage,Upgraded Cabinets,Upgraded Countertops,Bathroom With Tub & Shower,Internet Available - Unknown,Pantry,Cathedral/Vaulted Ceilings,Bathroom with Shower Stall,Living Room,Kitchen,Sunroom,Office/Den
  • Window features: Insulated Windows
  • Flooring: Wood,Laminate,Hardwood
  • Finished area above ground: 1,596

Heating & Cooling

  • Heating features: Forced Air,Steam,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,596
  • Total interior livable area: 1,596 sqft

Property

Details

  • Parcel number: 1509148
  • Zoning: RA
  • Exclusions: Washer And Dryer In Basement.

Features

  • Patio & porch: Deck - Wood
  • Exterior features: Balcony/Deck,Rain Gutters

Lot

  • Lot size: 5,545 sqft
  • Features: Level

Parking

  • Total spaces: 5
  • Parking features: Paved Drive,Off Street,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$142$1,704
Property Taxes $392$4,704
Electricity $354$4,259
Total$2,657$31,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,097/yr
40% on housing$79,710/yr
45% on housing$70,853/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 01420$212
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01420$263
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$349,900
2026-08-04Contingent$349,900
2026-07-26Listed for sale$349,900
2001-10-05Sold$140,000
1987-04-10Sold$117,500

For Sale by Agent

AgentDiane Vella
BrokerageEXIT New Options Real Estate

Similar Homes