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22 Columbia Ave, Fitchburg, MA, 01420

4beds
3baths
2,028sqft
$650,000
$321price/sqft
$4,676/moest. monthly cost
$187,040/yrincome needed

About This Home

Beautiful, young 2006 ,move in ready and with upgrades galore in Leominster/Fitchburg line! A magnificent cathedral and open concept combination connect the living, dining and kitchen room for a perfect family time. Completely fenced in yard offer the comfort of privacy in a quiet Cul-De-Sac street. Close to mayor avenues, give the comfort of quick access. New heat pump and cooling system installed in 2019 . Also a water heater is new as well. Come and see the house that you can make your home. All existing appliances stay with the house. Also, seller is willing to leave all the security devices, buyer just have to activate the service at their earliest convenience.

Getting Around

41
WalkingCar-Dependent
29
TransitSome Transit
43
BikeSomewhat Bikeable

Schools

2/10
2/10
Fitchburg High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Entry
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave,Refrigerator,Washer,Dryer,Water Treatment

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access,Interior Entry,Garage Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Window features: Insulated Windows
  • Flooring: Wood,Laminate,Marble,Wood Laminate,Other
  • Finished area below ground: 628
  • Finished area above ground: 1,400

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,028
  • Total interior livable area: 2,028 sqft

Property

Details

  • Parcel number: 1510927
  • Zoning: RA
  • Exclusions: Personal Belongings.

Features

  • Patio & porch: Porch,Porch - Enclosed,Deck
  • Exterior features: Porch,Porch - Enclosed,Deck,Rain Gutters,Storage,Fenced Yard
  • Fencing: Fenced/Enclosed,Fenced

Lot

  • Lot size: 0.33 Acres
  • Features: Cul-De-Sac,Cleared,Level

Parking

  • Total spaces: 8
  • Parking features: Attached,Garage Door Opener,Oversized,Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$263$3,156
Property Taxes $728$8,736
Electricity $399$4,798
Total$4,676$56,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,320/yr
40% on housing$140,280/yr
45% on housing$124,693/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$321This listing

vs Other Active Listings

Avg $/sqft

ZIP 01420$210
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01420$263
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-03Listed for sale$699,000
2020-04-21Sold$336,000
2020-03-03Pending sale$349,900
2020-02-29Listed for sale$349,900
2007-05-31Sold$285,000
2006-06-06Sold$110,000

For Sale by Agent

AgentAlex Nunes
BrokerageWilliam Raveis R.E. & Home Services

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