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100 Lincoln Ter, Leominster, MA, 01453

6beds
4baths
2,521sqft
$549,900
$218price/sqft
$4,101/moest. monthly cost
$164,040/yrincome needed

About This Home

Opportunity awaits with this well-maintained two-family home offering the perfect blend of owner-occupant potential and investment value! Live comfortably in one unit while generating rental income from the other, or add this versatile property to your investment portfolio. Featuring a similar layout, each unit offers a spacious living room, large eat-in kitchen, full bath, and three generously sized bedrooms, including a primary bedroom with its own private bath. Outside, enjoy a covered front porch, low-maintenance white vinyl exterior, paved driveway with ample off-street parking, and a detached garage. Conveniently located near shopping, restaurants, and the heart of downtown Leominster, where you can enjoy year-round community events, this property offers both convenience and opportunity. Don't miss your chance to make this exceptional two-family yours!

Getting Around

72
WalkingVery Walkable
28
TransitSome Transit
40
BikeSomewhat Bikeable

Schools

8/10
5/10
Samoset SchoolGrades 6-81.8 mi
5/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Slate
  • Construction materials: Conventional (2x4-2x6)

Type & Style

  • Home type: MultiFamily
  • Property subType: 2 Family - 2 Units Up/Down

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Microwave
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Bulkhead,Concrete,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Bathroom with Shower Stall,Bathroom With Tub & Shower,Living Room,Kitchen,Office/Den
  • Flooring: Tile,Carpet,Laminate,Hardwood
  • Finished area above ground: 2,521

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,521
  • Total interior livable area: 2,521 sqft

Property

Details

  • Parcel number: M:0104 B:0017 L:0000,1579151
  • Zoning: RC

Features

  • Patio & porch: Porch
  • Exterior features: Balcony/Deck,Balcony,Rain Gutters
  • Spa features: Bath

Lot

  • Lot size: 0.29 Acres

Parking

  • Total spaces: 5
  • Parking features: Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Ice Storm

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$186$2,232
Property Taxes $638$7,656
Electricity $497$5,965
Total$4,101$49,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,605/yr
40% on housing$123,030/yr
45% on housing$109,360/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 01453$221
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01453$283
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Contingent$549,900
2026-07-29Listed for sale$549,900
2014-01-07Listing removed$240,000
2013-10-09Price change$240,000
2012-12-01Price change$249,000
2012-10-26Listed for sale$239,900
2000-05-26Sold$60,000

For Sale by Agent

AgentKaren Shattuck
BrokerageLamacchia Realty, Inc.

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