186 Prospect St, Leominster, MA, 01453
About This Home
Welcome to this beautifully maintained home where timeless character meets modern convenience. A stunning front porch welcomes you inside to a sun-filled living room featuring hardwood floors, custom built-in library cabinetry, a wood-burning fireplace with a custom mantel, and exceptional craftsmanship throughout. The open-concept layout flows seamlessly into the dining room and updated kitchen, creating the perfect space for everyday living and entertaining. The kitchen features white shaker cabinetry, granite countertops, stainless steel appliances, a new stove, subway tile backsplash, and abundant storage, including multiple pantry and closet spaces.The flexible first floor offers a spacious primary suite, office or additional bedroom, half bath, laundry room, and numerous closets. Upstairs you’ll find three additional bedrooms with hardwood flooring, including a spacious suite with a soaking tub, granite countertops, and double sinks. Outside, enjoy a large private backyard with
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Foundation: Stone
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial,Antique
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Heater,Range,Dishwasher
- Laundry features: Pantry,Stone/Granite/Solid Countertops,First Floor
Basement
- Has basement: Yes
- Basement: Full,Interior Entry,Concrete
Bathroom1
- Features: Bathroom - Half, Flooring - Stone/Ceramic Tile
- Level: First
Bathroom2
- Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - With Shower Stall, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid
- Level: First
Bathroom3
- Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - With Shower Stall, Flooring - Stone/Ceramic Tile
- Level: Second
Bedroom2
- Features: Flooring - Hardwood
- Level: Second
Bedroom3
- Features: Flooring - Hardwood
- Level: Second
Bedroom4
- Features: Flooring - Wall to Wall Carpet
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Features: Flooring - Hardwood, Open Floorplan
- Level: First
Family Room
- Features: French Doors, Open Floorplan
- Level: First
Features
- Door features: French Doors
- Window features: Insulated Windows
- Flooring: Tile,Carpet
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 1,912
- Finished area above ground: 2,599
Heating & Cooling
- Heating features: Baseboard,Oil
- Cooling features: None
Interior Area
- Total structure area: 2,599
- Total interior livable area: 2,599 sqft
Kitchen
- Features: Flooring - Hardwood, Pantry, Countertops - Stone/Granite/Solid, Open Floorplan
- Level: First
Living Room
- Features: Ceiling Fan(s), Flooring - Hardwood, Open Floorplan
- Level: First
Master Bedroom
- Features: Bathroom - Full, Walk-In Closet(s), Flooring - Wall to Wall Carpet
- Level: First
Property
Details
- Parcel number: M:0432 B:0002 L:0000,1585316
- Zoning: RA
Lot
- Lot size: 0.47 Acres
- Features: Cleared
Parking
- Total spaces: 4
- Parking features: Paved Drive,Shared Driveway,Off Street,Paved
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
No climate risk data available.
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,033 | $36,396 |
| Home Insurance * | $203 | $2,436 |
| Property Taxes | $696 | $8,352 |
| Electricity | $512 | $6,150 |
| Total | $4,444 | $53,328 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-15 | Price change | $599,900 |
| 2026-06-27 | Price change | $619,900 |
| 2026-06-11 | Listed for sale | $629,900 |
| 2020-03-27 | Sold | $370,000 |
| 2020-02-06 | Price change | $366,400 |
| 2020-01-25 | Price change | $367,400 |
| 2020-01-15 | Price change | $369,900 |
| 2020-01-01 | Price change | $373,900 |
| 2019-12-18 | Price change | $374,900 |
| 2019-12-04 | Listed for sale | $384,900 |
| 2017-02-18 | Listing removed | $239,900 |
| 2017-01-18 | Price change | $239,900 |
| 2016-11-29 | Price change | $249,900 |
| 2016-11-02 | Price change | $254,900 |
| 2016-10-20 | Listed for sale | $259,900 |
| 2012-06-26 | Listing removed | $249,900 |
| 2012-06-03 | Listed for sale | $249,900 |
| 2012-05-31 | Sold | $220,000 |
| 2012-03-27 | Price change | $225,000 |
| 2011-11-10 | Price change | $239,900 |
| 2011-08-19 | Listed for sale | $249,900 |
| 1988-09-02 | Sold | $117,580 |
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