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206 Debbie Dr, Leominster, MA, 01453

3beds
1baths
1,260sqft
$495,500
$393price/sqft
$3,601/moest. monthly cost
$144,040/yrincome needed

About This Home

Open house and broker's open house Saturday 8/22 from 2-4. Mint condition expanded and updated ranch on a quiet side street with a nice level lot that has a carport and a circular driveway! High end updated kitchen and bath! The updated kitchen has a quartzite counter with a peninsula, custom high end white soft close cabinets, high end Samsung Bespoke appliances, and a woodlike tile floor. The dining area has a tile floor and a wall mounted TV that is included. The nice 4 season sunroom is located off the kitchen and has a vaulted ceiling with skylight and a tile floor with a separate exterior entrance. Living room with gleaming hardwood floors and a coat closet. All 3 bedrooms have lighted closets and gleaming hardwood. Bedroom 2 has some built-ins that would make a good home office. Bedroom 3 has some built-in shelves on either side of the bed. Updated fully tiled full bath with quartz vanity. The full expandable lower level has an exterior door and has potential to finish off, or to be an accessory dwelling unit (ADU). Updated thermopane windows throughout. 8 year old roof. 1 refrigerator is included. A second refrigerator in the lower level and the washer/dryer are negotiable. Title V was just done and there is also public sewer at the street if you want to tie in to it. This one is a beauty!

Getting Around

45
WalkingCar-Dependent
22
TransitMinimal Transit
30
BikeSomewhat Bikeable

Schools

8/10
5/10
Samoset SchoolGrades 6-81.5 mi
5/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1967

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Water Heater,Range,Dishwasher,Microwave,Refrigerator,Plumbed For Ice Maker
  • Laundry features: Electric Dryer Hookup,Washer Hookup,In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Concrete,Unfinished

Bathroom1

  • Features: Bathroom - Full, Bathroom - Tiled With Tub & Shower, Closet/Cabinets - Custom Built, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Cabinets - Upgraded, Remodeled
  • Level: First

Bedroom2

  • Features: Closet, Flooring - Hardwood
  • Level: First

Bedroom3

  • Features: Closet, Flooring - Hardwood
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Flooring - Stone/Ceramic Tile, Cable Hookup, Open Floorplan
  • Level: First

Features

  • Cathedral Ceiling(s),Sun Room
  • Door features: Insulated Doors,Storm Door(s)
  • Window features: Skylight(s),Insulated Windows,Screens
  • Flooring: Wood,Tile,Hardwood,Flooring - Stone/Ceramic Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,260

Heating & Cooling

  • Heating features: Central,Baseboard,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,260
  • Total interior livable area: 1,260 sqft

Kitchen

  • Features: Flooring - Stone/Ceramic Tile, Dining Area, Countertops - Upgraded, Cabinets - Upgraded, Open Floorplan, Remodeled
  • Level: First

Living Room

  • Features: Closet, Flooring - Hardwood
  • Level: First

Master Bathroom

  • Features: No

Master Bedroom

  • Features: Closet, Flooring - Hardwood
  • Level: First

Property

Accessibility

  • Accessibility features: No

Details

  • Parcel number: 1587830
  • Zoning: RA
  • Other equipment: Satellite Dish
  • Exclusions: None

Features

  • Exterior features: Screens,Satellite Dish
  • Waterfront features: Lake/Pond,1 to 2 Mile To Beach,Beach Ownership(Public)

Lot

  • Lot size: 0.30 Acres
  • Features: Corner Lot,Level

Parking

  • Total spaces: 11
  • Parking features: Attached,Carport,Paved Drive,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 10
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Ice Storm

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,505$30,060
Home Insurance *$167$2,004
Property Taxes $575$6,900
Electricity $354$4,259
Total$3,601$43,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,462/yr
40% on housing$108,030/yr
45% on housing$96,026/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$393This listing

vs Other Active Listings

Avg $/sqft

ZIP 01453$220
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01453$283
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$512,000
2026-07-10Listed for sale$495,500

For Sale by Agent

AgentConsumers Best Choice Team
BrokerageKeller Williams Pinnacle MetroWest

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