81 Causeway Ter, Leominster, MA, 01453
About This Home
Warm and inviting 5-bedroom Colonial offering space, comfort, and flexibility for today’s changing lifestyles. With 2 bedrooms and a full bath on the main level, this home is ideal for multi-generational living or extended family arrangements. The second-floor features 3 additional bedrooms, including a spacious primary suite with cathedral ceiling, palladium window, walk-in closet, and direct access to the updated bath with oversized shower and double shower heads. The bright kitchen offers stainless steel appliances, quartz countertops, glass tile backsplash, luxury vinyl plank flooring, and abundant cabinetry. Sliders from the dining area led to the wraparound deck and 3-year-old hot tub for easy indoor/outdoor living. Living room with new hardwood flooring and bay window, finished lower-level bonus room, central air, and many major updates, including the second-floor addition completed approximately 20 years ago.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1990
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater,Water Heater,Range,Dishwasher,Disposal,Refrigerator,Washer,Dryer,Plumbed For Ice Maker
- Laundry features: Electric Dryer Hookup,Washer Hookup,In Basement
Basement
- Has basement: Yes
- Basement: Full,Partially Finished,Walk-Out Access,Interior Entry,Garage Access,Sump Pump,Concrete
Bathroom1
- Features: Bathroom - Full, Bathroom - With Tub & Shower, Closet - Linen, Flooring - Laminate, Countertops - Stone/Granite/Solid, Lighting - Sconce, Lighting - Overhead
- Level: Main,First
- Area: 48
Bathroom2
- Features: Bathroom - Full, Bathroom - Tiled With Shower Stall, Closet - Linen, Flooring - Laminate, Lighting - Sconce
- Level: Second
- Area: 128
Bedroom2
- Features: Closet, Flooring - Hardwood, Lighting - Overhead
- Level: Main,First
- Area: 120
Bedroom3
- Features: Closet, Flooring - Hardwood, Lighting - Overhead
- Level: Main,First
- Area: 144
Bedroom4
- Features: Closet, Flooring - Wall to Wall Carpet, Lighting - Overhead
- Level: Second
- Area: 176
Bedroom5
- Features: Closet, Flooring - Wall to Wall Carpet, Lighting - Overhead
- Level: Second
- Area: 180
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 2
Dining Room
- Features: Flooring - Hardwood, Open Floorplan, Slider, Lighting - Overhead
- Level: Main,First
- Area: 120
Family Room
- Features: Closet, Flooring - Wall to Wall Carpet, Lighting - Overhead
- Level: Basement
- Area: 228
Features
- Flooring: Carpet,Hardwood,Wood Laminate
- Finished area below ground: 247
- Finished area above ground: 2,180
Heating & Cooling
- Heating features: Central,Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,427
- Total interior livable area: 2,427 sqft
Kitchen
- Features: Flooring - Vinyl, Countertops - Stone/Granite/Solid, Exterior Access, Open Floorplan, Stainless Steel Appliances, Peninsula, Lighting - Overhead
- Level: Main,First
- Area: 168
Living Room
- Features: Flooring - Wood, Window(s) - Picture, Exterior Access
- Level: Main,First
- Area: 260
Master Bathroom
- Features: Yes
Master Bedroom
- Features: Bathroom - Full, Ceiling Fan(s), Vaulted Ceiling(s), Walk-In Closet(s), Flooring - Wall to Wall Carpet, Lighting - Overhead
- Level: Second
- Area: 294
Property
Details
- Parcel number: 1589739
- Zoning: RA
Features
- Patio & porch: Deck
- Exterior features: Deck,Rain Gutters
Lot
- Lot size: 0.29 Acres
Parking
- Total spaces: 3
- Parking features: Under,Garage Door Opener,Workshop in Garage,Paved Drive,Off Street,Paved
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hurricane
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,978 | $35,736 |
| Home Insurance * | $199 | $2,388 |
| Property Taxes | $683 | $8,196 |
| Electricity | $478 | $5,743 |
| Total | $4,338 | $52,056 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-30 | Listed for sale | $589,000 |
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