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57 Shirley Rd, Shrewsbury, MA, 01545

3beds
3baths
1,890sqft
$859,000
$454price/sqft
$5,796/moest. monthly cost
$231,840/yrincome needed

About This Home

Discover an unmissable opportunity on the WATERFRONT in scenic Shrewsbury! This extraordinary property offers a spacious lot, direct access to the lake's serene north side. Imagine indulging in leisurely kayak rides. Inside, a beautifully remodeled 3-bedroom, 3-bath pottery barn-style cape awaits, featuring a gourmet kitchen, radiant heated floors, and stunning updates throughout. With its open concept layout, fireplace living room, and dining room, entertaining becomes a dream come true. This move-in ready haven also includes extra space for a playroom or home office. Enjoy your own dock, massive back yard for relaxation, sports, or entertaining. If you like the feel and smell of fresh breezes then come visit this unique opportunity and make this your home. This location is a commuters dream approximately one minute to Rt. 290, close to Rt. 9 and shopping. Don't let this opportunity slip away!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

7/10
Sherwood Middle SchoolGrades 5-61.8 mi
9/10
Oak Middle SchoolGrades 7-81.8 mi
9/10
Shrewsbury Sr High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1961

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater
  • Laundry features: Second Floor

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bathroom3

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • Bonus Room
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,890

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,890
  • Total interior livable area: 1,890 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: Yes

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 1673979
  • Zoning: RUB

Features

  • Has view: Yes
  • View description: Scenic View(s),Water,Lake
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake,Dock/Mooring

Lot

  • Lot size: 0.50 Acres

Parking

  • Total spaces: 8
  • Parking features: Carport,Paved Drive,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Ice Storm
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,343$52,116
Home Insurance *$227$2,724
Property Taxes $854$10,248
Electricity $372$4,472
Total$5,796$69,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$198,720/yr
40% on housing$173,880/yr
45% on housing$154,560/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$454This listing

vs Other Active Listings

Avg $/sqft

ZIP 01545$311
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01545$303
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$849,000
2026-07-20Price change$859,000
2026-06-24Listed for sale$869,900
2023-08-04Sold$620,000
2023-06-17Contingent$629,900
2023-06-01Listed for sale$629,900
2020-11-09Sold$495,000
2020-08-21Price change$499,000
2020-08-12Listed for sale$519,000
2019-06-27Listing removed$469,900
2019-06-04Price change$469,900
2019-05-02Price change$479,000
2019-04-04Listed for sale$489,000
2018-08-22Listing removed$514,900
2018-08-15Price change$514,900
2018-07-26Listed for sale$519,900
2016-11-16Sold$285,000
2016-11-11Pending sale$299,900
2016-09-11Price change$299,900
2016-07-26Price change$309,000
2016-06-29Listed for sale$314,900
2016-05-14Listing removed$309,900
2016-04-09Listed for sale$309,900
2004-05-07Sold$290,000
2003-10-06Sold$270,000
2002-05-06Sold$149,000

For Sale by Agent

AgentMarta C de Souza
BrokerageRPA Realty

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