12 Whitney St, Worcester, MA, 01610
About This Home
Investor’s dream, whether you’re just starting out or a seasoned owner, 12 Whitney St in Worcester, MA is the opportunity for you. This three-family, built in 1900 with some updates, offers approximately 2,700 sq ft of living area across three levels. Each floor features a 2-bedroom, 1-bath apartment. The property includes both front and rear yards on a 4,016 sq ft lot, providing outdoor space and future potential. With its combination of space, income potential, and convenient location, this property invites you to explore all the possibilities.
Getting Around
Somewhat Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Stone
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: MultiFamily
- Property subType: 3 Family - 3 Units Up/Down
Interior
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 3
- Full bathrooms: 3
Features
- Finished area above ground: 2,700
Interior Area
- Total structure area: 2,700
- Total interior livable area: 2,700 sqft
Property
Details
- Parcel number: 1766224
- Zoning: RG-5
- Exclusions: None
Lot
- Lot size: 4,016 sqft
- Features: Other
Parking
- Total spaces: 3
- Parking features: Off Street
- Uncovered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hurricane
- Ice Storm
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,286 | $39,432 |
| Home Insurance * | $362 | $4,344 |
| Property Taxes | $705 | $8,460 |
| Electricity | $532 | $6,389 |
| Total | $4,885 | $58,620 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-15 | Listed for sale | $650,000 |
| 2023-08-18 | Sold | $540,000 |
| 2023-06-24 | Listed for sale | $528,000 |
| 2023-03-28 | Sold | $440,000 |
| 2023-02-09 | Contingent | $449,900 |
| 2023-01-02 | Price change | $449,900 |
| 2022-09-27 | Listed for sale | $469,900 |
| 2022-07-06 | Listing removed | -- |
| 2022-06-22 | Price change | $450,000 |
| 2022-05-13 | Listed for sale | $515,000 |
| 2012-08-25 | Listing removed | $800 |
| 2012-07-26 | Listed for rent | $800 |
| 2012-06-22 | Sold | $118,000 |
| 2012-05-06 | Price change | $119,000 |
| 2012-04-24 | Price change | $119,900 |
| 2012-02-29 | Listed for sale | $124,900 |
| 2011-11-19 | Listing removed | $129,000 |
| 2011-09-25 | Price change | $129,000 |
| 2011-08-26 | Price change | $129,999 |
| 2011-08-11 | Price change | $129,900 |
| 2011-07-02 | Listed for sale | $134,900 |
| 2011-05-25 | Listing removed | $139,000 |
| 2011-04-29 | Price change | $139,000 |
| 2010-11-28 | Listed for sale | $145,000 |
| 2009-11-20 | Sold | $82,500 |
| 2008-11-03 | Sold | $110,000 |
| 2002-07-31 | Sold | $195,000 |
| 2000-07-20 | Sold | $130,000 |
| 1999-12-10 | Sold | $509,918 |
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