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31 Esther St, Worcester, MA, 01607

6beds
3baths
3,210sqft
$849,000
$264price/sqft
$6,211/moest. monthly cost
$248,440/yrincome needed

About This Home

This is the one you've waited for. Totally renovated top to bottom, finest materials used. New heating, electrical, floors, walls, kitchens, bathrooms. Nothing to do except generate income. Fenced yard, great location near highways, offstreet parking, spacious rooms. Enclosed back porches, clean spacious basement. 1st and 2nd floors currently on leases. Great tenants. 3rd floor recently vacant, easy to show. 1st and 2nd floor shown upon accepted offer. All 3 floors similar in looks.

Getting Around

61
WalkingSomewhat Walkable
33
TransitSome Transit
30
BikeSomewhat Bikeable

Schools

4/10
Vernon Hill SchoolGrades PK-60.3 mi
4/10
5/10
Jacob Hiatt Magnet SchoolGrades PK-61.4 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt/Composition Shingles
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: 3 Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Window features: Insulated Windows
  • Flooring: Vinyl
  • Finished area above ground: 3,210

Interior Area

  • Total structure area: 3,210
  • Total interior livable area: 3,210 sqft

Property

Details

  • Parcel number: 1771948
  • Zoning: RG5

Features

  • Patio & porch: Enclosed

Lot

  • Lot size: 5,000 sqft
  • Features: Cleared

Parking

  • Total spaces: 6
  • Parking features: Paved Drive,Off Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,293$51,516
Home Insurance *$365$4,380
Property Taxes $921$11,052
Electricity $632$7,595
Total$6,211$74,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$212,948/yr
40% on housing$186,330/yr
45% on housing$165,626/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$264This listing

vs Other Active Listings

Avg $/sqft

ZIP 01607$200
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01607$279
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$849,000
2023-08-24Listing removed--
2023-05-30Listed for rent$1,750
2020-11-14Listing removed$429,900
2020-10-14Listed for sale$429,900
1996-06-07Sold$25,000
1989-04-10Sold$135,000
1987-10-06Sold$130,000

For Sale by Agent

AgentSabrina Evangelista-Courville
BrokerageSabrina Evangelista-Courville

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