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55 Chilmark St, Worcester, MA, 01604

2beds
2baths
1,424sqft
$439,000
$308price/sqft
$3,247/moest. monthly cost
$129,880/yrincome needed

About This Home

Single family owned since 1915. Located in the desired Shrewsbury St area with easy walking access to commuter rail/bus, UMass hospital, medical school, and restaurant row. First floor features a spacious eat-in kitchen with granite countertops, and hardwood flooring that leads into the den/dining room. Main bedroom, full bath, office, laundry, and a beautiful spacious family room with sliding doors to deck, complete the first floor. Large bedroom with full bath on the second floor. Private fenced in yard with new storage shed and off-street parking for 4 cars. This home has been completely remodeled down to the studs in 1999, with new flooring, electrical, plumbing, insolation and plaster.

Getting Around

69
WalkingSomewhat Walkable
32
TransitSome Transit
34
BikeSomewhat Bikeable

Schools

6/10
4/10
1/10
North High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1915

Materials

  • Foundation: Block,Stone
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Dishwasher,Refrigerator
  • Laundry features: First Floor

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom2

  • Features: Skylight, Closet, Flooring - Hardwood
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring - Wood
  • Level: First

Family Room

  • Features: Wood / Coal / Pellet Stove, Vaulted Ceiling(s), Flooring - Wall to Wall Carpet, Slider
  • Level: First

Features

  • Window features: Insulated Windows
  • Flooring: Wood
  • Finished area above ground: 1,424

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,424
  • Total interior livable area: 1,424 sqft

Kitchen

  • Features: Flooring - Wood, Countertops - Stone/Granite/Solid
  • Level: First

Living Room

  • Features: Flooring - Hardwood
  • Level: First

Master Bedroom

  • Features: Closet, Flooring - Wood
  • Level: First

Property

Details

  • Parcel number: M:16 B:019 L:00005,1778324
  • Zoning: RL-7

Features

  • Patio & porch: Deck - Composite
  • Exterior features: Deck - Composite
  • Fencing: Fenced/Enclosed

Lot

  • Lot size: 10,150 sqft
  • Features: Gentle Sloping

Parking

  • Total spaces: 4
  • Parking features: Off Street
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Ice Storm

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,219$26,628
Home Insurance *$198$2,376
Property Taxes $476$5,712
Electricity $354$4,259
Total$3,247$38,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,325/yr
40% on housing$97,410/yr
45% on housing$86,586/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$308This listing

vs Other Active Listings

Avg $/sqft

ZIP 01604$226
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01604$289
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$439,000
2002-07-19Sold$100,000

For Sale by Agent

AgentJohn Lanotte
BrokerageChampion Real Estate, Inc.

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