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321 Plantation St APT 300, Worcester, MA, 01604

3beds
3baths
2,310sqft
$395,000
$171price/sqft
$3,066/moest. monthly cost
$122,640/yrincome needed

About This Home

Exceptional opportunity to own a unique penthouse residence in the historic Bloomingdale Schoolhouse. This bright and open two-level unit offers impressive cathedral ceilings, exposed beams, and skylights that fill the space with natural light. The flexible layout features multiple levels, spacious living areas, and two bedrooms, each with its own bath, offering privacy and versatility. Additional highlights include in-unit washer and dryer hookups, hardwood flooring, basement storage, and central air. Host your family and friends. just in time for the nice weather! The professionally managed association covers exterior maintenance, landscaping, snow removal, and master insurance. Conveniently located near major routes, the train station, shopping, parks, and UMass Medical Center, this distinctive home combines historic character with modern comfort in a highly accessible Worcester location.

Getting Around

57
WalkingSomewhat Walkable
30
TransitSome Transit
45
BikeSomewhat Bikeable

Schools

7/10
Lake View SchoolGrades K-60.6 mi
4/10
1/10
North High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1896

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Range Hood

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Hardwood
  • Finished area above ground: 2,310
  • Common walls with other units/homes: No One Above

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,310
  • Total interior livable area: 2,310 sqft

Master Bathroom

  • Features: Yes

Property

Details

  • Parcel number: M:19 B:01B L:00300,1781638
  • Attached to another structure: Yes
  • Zoning: MG-2.0

Features

  • Entry location: Unit Placement(Upper)

Parking

  • Total spaces: 1
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Ice Storm

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$178$2,136
Property Taxes $436$5,232
Electricity $455$5,466
Total$3,066$36,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,120/yr
40% on housing$91,980/yr
45% on housing$81,760/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 01604$227
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01604$289
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$385,000
2026-07-23Listed for sale$395,000
2026-07-10Contingent$395,000
2026-06-17Listed for sale$395,000
2021-09-22Sold$297,500
2021-08-30Pending sale$279,900
2021-08-16Contingent$279,900
2021-07-28Listed for sale$279,900
2021-06-15Sold$193,000
2007-04-23Sold$245,000
1993-08-31Sold$110,000

For Sale by Agent

AgentThe Movement Group
BrokerageCompass

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