




49 Granite St, Worcester, MA, 01604
About This Home
Welcome to 49 Granite Street, a turnkey, well-maintained, updated 3-family property offering an excellent investment opportunity. Fully occupied with paying-tenants. This income-producing asset provides immediate cash-flow with current and or future owner-occupancy potential. Current rents are below market value, offering upside for increased income. Each unit features a versatile front room suitable as a third bedroom, office, or additional living space. Recent updates include modernized electrical systems, newer water heaters, central air on the first floor, and new gas parlor heaters on the second and third floors. The property also offers six off-street parking spaces all commonly used by tenants and visitor, and a detached two-car garage that is used by the owner for storage and or extra income potential. Conveniently located near local amenities and commuter routes. This is the opportunity you've been waiting for. Don't miss your chance to see all that this property has to offer.
Getting Around
Schools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Stone
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: MultiFamily
- Property subType: 3 Family - 3 Units Up/Down
Interior
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 3
- Full bathrooms: 3
Features
- Finished area above ground: 3,750
Heating & Cooling
- Heating features: Central,Ductless
- Cooling features: Central Air,Window Unit(s)
Interior Area
- Total structure area: 3,750
- Total interior livable area: 3,750 sqft
Property
Details
- Parcel number: M:35 B:012 L:00012,1794042
- Zoning: RG-5
Features
- Has view: Yes
- View description: City View(s)
Lot
- Lot size: 5,396 sqft
Parking
- Total spaces: 8
- Parking features: Paved Drive,Off Street,Paved
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 6
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hurricane
- Ice Storm
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,019 | $48,228 |
| Home Insurance * | $359 | $4,308 |
| Property Taxes | $863 | $10,356 |
| Electricity | $739 | $8,873 |
| Total | $5,980 | $71,760 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-27 | Price change | $795,000 |
| 2026-06-24 | Listed for sale | $815,000 |
| 2025-03-10 | Sold | $782,895 |
| 2024-12-12 | Listed for sale | $779,900 |
| 2019-12-18 | Sold | $225,000 |
