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10 Rutledge St APT 1B, Worcester, MA, 01604

2beds
2baths
1,200sqft
$280,000
$233price/sqft
$2,204/moest. monthly cost
$88,160/yrincome needed

About This Home

Welcome to 10 Rutledge St, Unit 1B, a spacious and well-maintained 2-bedroom, 2-bathroom condo offering approximately 1,200 square feet of comfortable living in a convenient Worcester location. This bright and inviting home features an open layout with generous room sizes perfect for entertaining, working from home, or simply enjoying low-maintenance living. The primary suite includes a private bath, while the second bedroom offers flexibility for guests or a home office. Enjoy your own private balcony ideal for morning coffee or relaxing evenings, plus the added convenience of garage parking and a dedicated storage unit. Located close to shopping, restaurants, major highways, and local amenities, this condo is a fantastic opportunity for first-time buyers, downsizers, or investors alike.

Getting Around

51
WalkingSomewhat Walkable
34
TransitSome Transit
21
BikeSomewhat Bikeable

Schools

4/10
Vernon Hill SchoolGrades PK-60.3 mi
4/10
5/10
Jacob Hiatt Magnet SchoolGrades PK-61.5 mi

Construction

Condition

  • Year built: 1987

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,200

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Property

Details

  • Parcel number: M:35 B:26C L:0001B,1794597
  • Attached to another structure: Yes
  • Zoning: Res

Parking

  • Total spaces: 1
  • Parking features: Under
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$126$1,512
Property Taxes $309$3,708
Electricity $354$4,259
Total$2,204$26,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,565/yr
40% on housing$66,120/yr
45% on housing$58,773/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 01604$228
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01604$289
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-02Listed for sale$280,000
2017-05-31Listing removed$1,250
2017-05-17Listed for rent$1,250
2016-10-31Listing removed$139,900
2016-06-10Listed for sale$139,900
2014-06-14Listing removed$1,100
2014-05-22Listed for rent$1,100
2010-06-21Sold$90,000

For Sale by Agent

AgentPaolo Jimenez
BrokerageEngel & Volkers Boston

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