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101 Ararat St, Worcester, MA, 01606

2beds
1baths
988sqft
$369,999
$374price/sqft
$2,773/moest. monthly cost
$110,920/yrincome needed

About This Home

Welcome to 101 Ararat Street, where thoughtful updates and classic charm come together in a desirable Worcester location. The bright and inviting interior features an updated kitchen with quartz countertops, stainless steel appliances, modern cabinetry, and a functional layout that flows comfortably into the main living areas. Recent improvements include a new heating system, updated electrical, updated plumbing, an updated kitchen and bathroom, refinished flooring, fresh interior finishes, and other carefully completed updates that enhance both comfort and functionality while preserving the home's character.The walk-up attic and lower level provide valuable additional space, offering flexibility for storage, hobbies, or other uses to fit your lifestyle. Outside, the generous yard provides plenty of room for outdoor entertaining, gardening, recreation, or simply enjoying the seasons.Conveniently located near shopping, restaurants, parks, schools, public transportation, and major commuter routes, this home offers easy access to everyday amenities while maintaining a neighborhood feel. Combining quality updates, versatile spaces, and a convenient location, this home presents a wonderful opportunity for its next owner. Schedule your private showing today.

Getting Around

29
WalkingCar-Dependent
28
TransitSome Transit
6
BikeSomewhat Bikeable

Schools

5/10
Nelson Place SchoolGrades PK-61.5 mi
4/10
2/10

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Concrete Perimeter
  • Roof: Slate
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Bulkhead

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Walk-up Attic,Internet Available - Unknown
  • Flooring: Wood
  • Finished area above ground: 988

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 988
  • Total interior livable area: 988 sqft

Property

Details

  • Parcel number: M:37 B:007 L:00001,1795862
  • Zoning: RS-7

Features

  • Fencing: Fenced/Enclosed

Lot

  • Lot size: 8,117 sqft
  • Features: Corner Lot,Level

Parking

  • Total spaces: 2
  • Parking features: Paved Drive,Off Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Ice Storm
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$148$1,776
Property Taxes $401$4,812
Electricity $354$4,259
Total$2,773$33,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,074/yr
40% on housing$83,190/yr
45% on housing$73,946/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$374This listing

vs Other Active Listings

Avg $/sqft

ZIP 01606$259
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01606$298
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$359,999
2026-07-23Listed for sale$369,999
2026-04-28Sold$230,000
2026-04-02Listed for sale$254,900

For Sale by Agent

AgentDerrick Asante
BrokerageCentury 21 XSELL REALTY

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