45 Indian Hill Rd, Worcester, MA, 01606
About This Home
Back on the market due to the previous buyer's change of plans—don't miss your second opportunity to own this spacious ranch in Worcester's desirable Indian Hill neighborhood. Enjoy the ease of one-level living with beautiful hardwood floors, a generous kitchen with a breakfast bar, two spacious bedrooms, and two fireplaces that add warmth and character. The finished lower level with a second fireplace and three-season porch offers flexible living space for a family room, home office, guest area, or potential future expansion, subject to local requirements. Situated on more than a half-acre, the property features mature gardens ready for your personal touch. Recent improvements include several replacement windows, a new water heater, a recently serviced boiler, and low-maintenance vinyl siding. A two-car garage and ample off-street parking provide added convenience. Ideally located near shopping, restaurants, city amenities, and major highways, this home offers comfort and flexibility.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1954
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Refrigerator
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full
Bathroom1
- Features: Bathroom - Half
- Level: First
Bathroom2
- Features: Bathroom - Full
- Level: First
Bathroom3
- Level: Basement
Bedroom2
- Features: Flooring - Hardwood
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Features: Ceiling Fan(s), Closet/Cabinets - Custom Built, Flooring - Hardwood
- Level: First
Family Room
- Level: Basement
Features
- Flooring: Wood,Tile,Vinyl
- Number of fireplaces: 2
- Fireplace features: Family Room,Living Room
- Fireplace: Yes
- Finished area below ground: 1,100
- Finished area above ground: 1,328
Heating & Cooling
- Heating features: Baseboard,Oil
- Cooling features: None
Interior Area
- Total structure area: 1,328
- Total interior livable area: 1,328 sqft
Kitchen
- Features: Ceiling Fan(s), Breakfast Bar / Nook
- Level: First
Living Room
- Features: Flooring - Hardwood, Window(s) - Picture
- Level: First
Master Bathroom
- Features: No
Master Bedroom
- Features: Flooring - Hardwood
- Level: First
Property
Details
- Parcel number: M:37 B:026 L:00132,1796158
- Zoning: RS-7
Features
- Patio & porch: Porch - Enclosed,Deck
- Exterior features: Porch - Enclosed,Deck
Lot
- Lot size: 0.53 Acres
Parking
- Total spaces: 5
- Parking features: Attached,Paved Drive,Off Street
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hurricane
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,274 | $27,288 |
| Home Insurance * | $180 | $2,160 |
| Property Taxes | $488 | $5,856 |
| Electricity | $354 | $4,259 |
| Total | $3,296 | $39,552 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-08 | Price change | $435,000 |
| 2026-06-29 | Listed for sale | $449,900 |
| 2026-06-20 | Contingent | $449,900 |
| 2026-06-14 | Listed for sale | $449,900 |
| 1987-04-03 | Sold | $131,500 |
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