435 Lake Ave, Worcester, MA, 01604
About This Home
Some homes have a backyard. This one has a lake.Tucked into a peaceful, private cove on the shores of Lake Quinsigamond, this extraordinary waterfront property offers a lifestyle few homes can match. Featuring two independent four-season residences, it presents a rare opportunity for luxurious multi-generational living, a private guest house, or income-producing potential—all in one unforgettable setting. The main residence has been thoughtfully updated for modern living, offering a beautifully updated kitchen with quartz countertops, inviting living and dining spaces, a home office, an updated full bath, and a versatile bedroom/sunroom with a walk-in closet on the main level. Upstairs, two additional bedrooms provide comfortable accommodations for family and guests. Just steps from the water, the separate lakeside guest house is a destination of its own. Soaring vaulted ceilings, exposed wood beams, and walls of windows frame breathtaking lake views while filling the living space with natural light. A bright living and dining area, galley kitchen, and half bath occupy the upper level, while the lower level features a spacious bedroom, full bath, and laundry hookups. Extensively updated throughout, the property includes renovated kitchens with quartz countertops, updated plumbing and electrical, a new oil tank, recently paved driveway, designer lighting, and tasteful finishes that create a move-in-ready experience. Outside is where this property truly comes to life. Enjoy your morning coffee overlooking the water, spend afternoons kayaking or canoeing directly from your shoreline, entertain on the lakeside patio, or simply relax and watch the changing seasons reflect across the lake. Every day feels like a getaway, yet you're only minutes from Route 9, Route 20, UMass Memorial Medical Center, shopping, dining, and everyday conveniences. Whether you're searching for a distinctive primary residence, a weekend waterfront escape, or a property with exceptional flexibility, opportunities to own two independent homes on the shores of Lake Quinsigamond are exceptionally rare. Come experience lakefront living at its finest.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1918
Materials
- Foundation: Stone
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Range,Microwave,Refrigerator,ENERGY STAR Qualified Refrigerator,Range Hood,Cooktop
- Laundry features: Electric Dryer Hookup
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Upgraded Cabinets,Upgraded Countertops,Walk-In Closet(s),Bathroom With Tub,Bathroom with Shower Stall,Remodeled,Living Room,Dining Room,Kitchen,Office/Den,Family Room,Laundry Room
- Door features: Storm Door(s)
- Window features: Storm Window(s)
- Flooring: Tile
- Finished area above ground: 1,824
Heating & Cooling
- Heating features: Oil
- Cooling features: None
Interior Area
- Total structure area: 1,824
- Total interior livable area: 1,824 sqft
Property
Details
- Parcel number: M:41 B:005 L:00008,1798339
- Zoning: RL-7
- Exclusions: Tenants Personal Property.
Features
- Exterior features: Balcony/Deck
- Fencing: Fenced/Enclosed
- Has view: Yes
- View description: Scenic View(s),Water,Dock/Mooring,Lake,Private Water View
- Has water view: Yes
- Water view: Dock/Mooring,Lake,Private,Water
- On waterfront: Yes
- Waterfront features: Waterfront,Lake,Dock/Mooring,Access,Direct Access,Private,Lake/Pond,Direct Access,Beach Ownership(Private)
Lot
- Lot size: 7,392 sqft
Parking
- Total spaces: 6
- Parking features: Paved Drive,Off Street,Paved
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
- Uncovered spaces: 5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hurricane
- Ice Storm
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,509 | $42,108 |
| Home Insurance * | $313 | $3,756 |
| Property Taxes | $753 | $9,036 |
| Electricity | $359 | $4,316 |
| Total | $4,934 | $59,208 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-01 | Listed for sale | $694,000 |
| 2024-10-08 | Sold | $500,000 |
| 2024-08-15 | Listed for sale | $525,000 |
| 1987-07-06 | Sold | $29,800 |
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