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42 Terrace Dr, Worcester, MA, 01609

4beds
3baths
2,680sqft
$680,000
$254price/sqft
$5,004/moest. monthly cost
$200,160/yrincome needed

About This Home

Salisbury St. Area.. Unique, One Level Mid-century modern, with either very high, or vaulted ceilings. Open, Spacious Floor Plan has a large, updated Kitchen with Granite Counters, Table, and Stainless Steel Appliances.. Large Formal Dining Room and a Fireplaced Living Room.. Incredible Sun Room/Family Room is surrounded by Glass Walls and has 2 Large Skylights!.. Built-In Bar and additional storage.. The Master Suite has a Full Bath and a Custom Walk-In Closet.. The 2 Room Au Pair/Office has Built-Ins, Dual Closets and a Full Bath.. One Bedroom (Used as a Den) has sliders to a large back yard. DOUBLE LOT !! (Underground Sprinklers) 2 Car Garage. See the ‘what I love about this home for more detail. Principals only please.

Getting Around

22
WalkingCar-Dependent
27
TransitSome Transit
10
BikeSomewhat Bikeable

Schools

8/10
Flagg Street SchoolGrades K-60.6 mi
4/10
4/10

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Asphalt
  • Construction materials: concrete

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Tile,Hardwood,Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Radiant,Gas
  • Cooling features: Central,Wall

Interior Area

  • Total interior livable area: 2,680 sqft

Property

Details

  • Parcel number: WORCM43B005L00003

Features

  • Exterior features: Wood

Lot

  • Lot size: 0.39 Acres

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Ice Storm
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,438$41,256
Home Insurance *$300$3,600
Property Taxes $738$8,856
Electricity $528$6,341
Total$5,004$60,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$171,565/yr
40% on housing$150,120/yr
45% on housing$133,440/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$254This listing

vs Other Active Listings

Avg $/sqft

ZIP 01609$239
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01609$267
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-02Listed for sale$680,000
2016-03-24Sold$327,000
2016-02-09Pending sale$369,000
2015-11-19Price change$369,000
2015-08-13Price change$399,000
2015-03-07Listed for sale$419,000
2013-08-14Listing removed$469,500
2012-07-17Price change$469,500
2012-02-21Price change$499,500
2011-09-17Listed for sale$515,000

For Sale by Owner

AgentProperty Owner

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