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73-1285 Kaiminani Dr, Kailua Kona, HI, 96740

2beds
2baths
1,200sqft
$790,000
$658price/sqft
$4,915/moest. monthly cost
$196,600/yrincome needed

About This Home

Expansive ocean views and spectacular sunsets provide the backdrop for this home in Kona Palisades. Two Royal Poinciana trees, currently in bloom, create a welcoming entrance. Set well back from Kaʻiminani Drive, the home enjoys a tucked-away location with a long, wide driveway offering ample parking, a 2-car garage, and plenty of room to park a boat. Distinctive architecture centers around a private atrium, with stairs leading to covered and uncovered lanais showcasing panoramic ocean and sunset views along the Kona Coast. This open-air space creates an inviting outdoor living area, naturally separating the kitchen and living areas from the private two-bedroom, two-bath wing. Positioned to capture the views, the living room overlooks the Pacific Ocean and a vibrant blooming Ruba Plumeria tree. The updated kitchen features newer appliances, monkey pod cabinetry, Taj Mahal granite countertops, and a generous dining area. The primary bedroom also overlooks miles of coastlines, complemented by an updated ensuite bathroom with monkey pod cabinetry, Taj Mahal granite countertops, and a walk-in shower. Matching cabinetry and granite countertops continue into the remodeled guest bathroom, creating a cohesive design throughout. Additional features include stained glass windows in select areas. Tropical landscaping includes two mango trees, lychee, pomegranate, avocado, several banana trees, and a variety of tropical plants, offering the opportunity to restore its full potential. Conveniently located near Honokōhau Harbor/Marina, Pālamanui Community College, Kona International Airport and shopping in Kona Town. Just a short drive to the Kohala Coast's resorts, golf, dining, entertainment, and sandy beaches. Come see for yourself what this Kona Palisades home has to offer.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

3/10
7/10
4/10
Kealakehe High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1988

Materials

  • Construction materials: Double Wall

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
  • Laundry features: Front Load

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Cathedral Ceiling(s),Stained/Leaded Glass,Wet Bar
  • Window features: Blinds
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Property

Details

  • Parcel number: 3730331010000
  • Zoning: A-5A
  • Special condition: Fee Simple,Standard

Features

  • Levels: Two
  • Fencing: Stone
  • Has view: Yes
  • View description: Coastline,Ocean,Ocean Horizon,Sunset
  • Has water view: Yes
  • Water view: Ocean

Lot

  • Lot size: 0.33 Acres
  • Features: None

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Lightning
    LightningRelatively High
  • Volcanic Activity
    Volcanic ActivityRelatively High
  • Tsunami
    TsunamiModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Lightning
Volcanic Activity
Tsunami
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,994$47,928
Home Insurance *$202$2,424
Property Taxes $333$3,996
Electricity $386$4,637
Total$4,915$58,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$168,514/yr
40% on housing$147,450/yr
45% on housing$131,066/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$658This listing

vs Other Active Listings

Avg $/sqft

ZIP 96740$1,109
Hawaii County$496

vs Homes Sold Last Month

Median $/sqft

ZIP 96740$701
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Contingent$790,000
2026-08-03Listed for sale$790,000
2021-08-11Sold$944,000
2016-05-27Sold$550,000
2016-04-02Pending sale$549,000
2015-12-16Listed for sale$549,000
1998-09-15Sold$220,000

For Sale by Agent

AgentZita Annen
BrokerageAloha Sotheby's Intl Realty - Hawai'i

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