92 Indian Trail, Chatham, MA, 02633
About This Home
Discover the perfect coastal retreat on Bucks Creek, where sweeping water views and breathtaking sunsets set the backdrop for everyday living. This beautifully maintained home offers 3 bedrooms, 3 baths, and a dedicated office, providing flexible space for both relaxation and productivity. Located just moments from Hardings Beach, the property enjoys a coveted setting within a friendly association that features an association dock, complete with kayak storage and a picnic area-ideal for effortless days on the water. The home is enhanced by EV charging station and owned solar, offering exceptional energy efficiency and savings. Thoughtfully designed, light-filled, and meticulously cared for, it is truly a delight to show. Come experience the charm, serenity, and coastal lifestyle this Hardings Beach Hills gem has to offer. Abutting property, 78 Indian Trail, also available for sale at $2,800,000.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled, Actual
- Year built: 1960
Materials
- Foundation: Block
- Roof: Asphalt
- Construction materials: Shingle Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Has basement: Yes
- Basement: Interior Entry,Full,Crawl Space
Bedroom2
- Features: Bedroom 2
- Level: First
Bedroom3
- Features: Bedroom 3
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Features: Dining Room
- Level: First
Features
- Recessed Lighting,Pantry,Linen Closet
- Flooring: Hardwood,Tile,Laminate
- Number of fireplaces: 1
- Fireplace: Yes
Heating & Cooling
- Heating features: Has Heating (Unspecified Type)
- Cooling features: Central Air
Interior Area
- Total structure area: 2,004
- Total interior livable area: 2,004 sqft
Kitchen
- Features: Kitchen
- Level: First
Living Room
- Features: Living Room
- Level: First
Master Bedroom
- Level: Second
Property
Details
- Parcel number: CHAT M:08B B:0053 L:S81
- Zoning: R20
- Special condition: Standard
Features
- Stories: 2
- Patio & porch: Deck,Patio
- Exterior features: Outdoor Shower,Garden
- Fencing: Fenced
- Has view: Yes
- Has water view: Yes
- Water view: Ocean
- On waterfront: Yes
- Waterbody name: Nantucket Sound
Lot
- Lot size: 0.40 Acres
- Features: Bike Path,Medical Facility,Shopping,Marina,Level,South of Route 28
Parking
- Total spaces: 3
- Parking features: Basement
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Inland Flooding
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $15,675 | $188,100 |
| Home Insurance * | $1,217 | $14,604 |
| Property Taxes | $884 | $10,608 |
| Electricity | $395 | $4,742 |
| Total | $18,171 | $218,052 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-11-21 | Listed for sale | $3,200,000 |
| 2005-11-07 | Sold | $1,800,000 |
| 2004-08-11 | Sold | $1,530,000 |
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